Reflexion @ Nusaputra, by Metrogen
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 Apr 9 2012, 01:09 AM
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#1
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Junior Member
200 posts Joined: May 2008  
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Dear all purchasers for Reflexion,
I could assist you on the loan application, HSBC has EF available on this project... Feel free to arrange a time from me on the loan application!~~  Bella Lee 012 2264651 HSBC Mortgage Executive noone_826@hotmail.com |
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Apr 16 2012, 12:02 AM
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#2
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Junior Member
200 posts Joined: May 2008
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Hi Felix,
500k with MRTA : -2.45 subject for approval 500k without MRTA : -2.40 to -2.45 subject for approval MRTA is optional, but effects the approved rate, with a min MRTA will do. Thank you. Bella Lee 012 2264651 HSBC Mortgage Sales Executive |
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Apr 22 2012, 10:44 PM
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#3
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Junior Member
200 posts Joined: May 2008
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QUOTE(Ang Ang @ Apr 21 2012, 07:37 PM) Mrta to save some interest rate is not worth. With 500k loan amount, mrta may cost >15k. You can only save <rm30 monthly interest with 0.05% discount. Once you chg the bank for loan in future, mrta will be wasted. Hihi, With a min MRTA will do, if someone aged 30, taking 7 years MRTA (2 years under construction, 5 years reducing sum assured), the premium is about 4k - 5k. So sometimes I would tells customer the MRTA is free~~ if you get another offer from other bank which offers -2.40 MRTA have surrender value, if you surrender the loan to another bank, you could surrender the policy and get back the surrender value. Thanks and regards.  |
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