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 All about PRUDENTIAL & insurance updates!, any insurance related issue are welcome

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missnpk93
post Jul 8 2017, 09:53 AM

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Hi all, this isn't a question on what Prudential offers but more on the practice. Hope I didn't stray from the topic.

Last week I was approached by my company's insurance agent. She intro me this savings plan (Prulink) and say that she can draft out the plan for me to consider before starting. Towards the end only she told me that a deposit of rm300 will be taken from me before she drafts out the plan. After that she assures me that I will receive an sms to authorise the deposit.

Two days after I still didn't receive the sms and I told her through message that I'm not interested anymore. The next day she told me the transaction went through and asks to meet up. Is this normal?
missnpk93
post Jul 8 2017, 10:59 AM

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QUOTE(roystevenung @ Jul 8 2017, 10:25 AM)
No such thing as draft out a plan to consider and payment is required.

The sales quote is given for free aka no need any deposit or up front payment for drafting out a plan for you to consider.

Once you had confirm on which plan to go for, only then the case is allowed to be deducted for payment.

It is more of a sales tactic to get you sign up faster...

Anyway you may request her to withdraw the application if you dont agree with the plan or exercise your right to withdraw within 15 days (free look period) you receive the policy.
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Thanks for the clarification! smile.gif

 

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