Sorry bro, but there is no such thing as free upgrade

Whilst the insurer would want to give everything to the client, the hospitals/medical inflation keeps rising which impacts the claims highly. An angiogram that once costs RM2K in 2006 is now RM12K in 2017.

Rule of a thumb on insurance is there is no free lunch and everything comes at a cost, especially medical insurance.

Hi Roy,

I have signed up Pruvalue Med up to 80 years old on 4 July 2017, and the application is still under processing.
Lately, Prudential introduces automatic medical coverage till 100 years. I thought  it is better to take this opt than buying medical coverage till 80 years old.

How to change the period of medical coverage from 80 years old to 70 years old when the application is still under processing.

Thank you.