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All about PRUDENTIAL & insurance updates!, any insurance related issue are welcome
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Nepo
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 Jul 8 2017, 05:56 PM
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Hi Roy,
I have signed up Pruvalue Med up to 80 years old on 4 July 2017, and the application is still under processing.
Lately, Prudential introduces automatic medical coverage till 100 years. I thought it is better to take this opt than buying medical coverage till 80 years old.
How to change the period of medical coverage from 80 years old to 70 years old when the application is still under processing.
Thank you.
This post has been edited by Nepo: Jul 8 2017, 05:57 PM
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Nepo
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Oct 24 2017, 09:51 AM
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Hi Prudential expert,
For PRUmy child, if the assured (the person who bought the insurance) die, will the insurance policy still active?
If the above-mentioned insurance policy still active, is it necessary to change the name of the assured (who was died) to another person?
If the life assured ( the person whom his life is insured) has income to support the payment of the premium, could we transfer the name of the assured to him(i.e. life insured).
Thank you so much.
This post has been edited by Nepo: Oct 24 2017, 10:01 AM
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Nepo
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Oct 24 2017, 11:44 AM
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QUOTE(roystevenung @ Oct 24 2017, 10:45 AM) The policy ownership will also be transfered to the child when he/she attained the age of 25. Will it transfer automatically without any actions need to be done? |
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Nepo
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Apr 30 2021, 02:51 PM
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QUOTE(roystevenung @ Oct 23 2018, 04:47 PM) Major Differences 1. PMM has a min of annual limit of Rm1.38m, whereas PVM a cumulative (not annual limit) limit of Rm1m (if total cumulative claims is > Rm1m, then Prudential will pay 80% of the bill) 2. Cancer Treatment & Kidney dialysis - for PMM it is able to have an annual limit of Rm1.38m whereas PVM is capped at Rm1.5m per lifetime. 3. PVM has the zero deductible to high deductible option (up to Rm100k deductible), whereas PMM has only Rm300 deductible. Eg, for PVM, by having a Rm20k deductible for a person age 60, the premium is slightly Rm3k per annum as compared to Rm7k if Rm300 deductible. 4. The Insurance charges for PMM is definitely more higher than PVM, for that you may refer the brochure at Prudential Website. Hi roy, For No. 2 above, Cancer Treatment & Kidney dialysis for PVM is capped at RM 1.5m per lifetime. Let say if a patient needs RM 1.8 million for the above treatment, then the difference RM 1.8m-1.5m = RM 0.3million. Will Prudential pay 80% of the RM 0.3 million? This post has been edited by Nepo: Apr 30 2021, 02:58 PM |
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Nepo
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Apr 30 2021, 03:31 PM
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Thanks @roy @lifebalance.
Really helpful and experienced senior sifus
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