Can any one tell me pru deductible medical card now their benefit same as normal medical card or not? Except the deductible amount.

Annual limit is 1 million too?

Someone tell me prudential medical card that need to pay 300 by ourselves that one not worth. Because if for outpatient treatment, eg kidney treatment. If every time go to wash the kidney, we need to pay 300. But kidney treatment need go to visit frequently, eg one week two times. That mean if every time pay 300 by ourselves, then buy medical card also not use. Can someone tell me is it true information?

I got questions too. If we want to put some extra money to put in "saver" account, but first 6 years the extra money also go to pay commission or not?

U mean 'saver' account is in investment link? We need to clarify with agent to request it or if got extra money it will automatic go to saver account?

Only prudential or any insurance company can request like that? I think many agents do not tell their customers about it because it will influence their commission.

Can someone tell me if 40 years old female, 300 per month can buy 90 years old medical card, minimum life insurance and waive premium or not? I mean prudential insurance

But the agent told me the balance too little. They are not encourage to do for customer to avoid next time the customer need to top up. Do u have any opinion?

My agent told me start from1 July, the value med medical card will automatic protect till 100 years old. Is it true? I want to confirm first because she gave me the quotation still is expired at 70 years old. She said system not changed yet. After changing, it will become 100 years old.

So if my budget is 300 per month. My purpose is focus on medical card after 70 years old, mean till 90 years old. Now i should buy medical card coverage till 90 years old that cost me higher premium at this moment. Mean i pay 300 per month.

Or buy coverage till 70 years old with lower premium at this moment. Mean i pay 200 per month. Then plus saver account 100.

Which one is better? I still a bit worry about automatic to 100 years old that new policy. If i choose coverage till 70 years old medical card, afraid later cannot automatic to 100 years old. If i choose coverage till 90 years old that kind of premium, commission will give more to agent, is it? Because if choose saver account, the saver account agent got less commission. Is it? Can u clarify for me? Thank you.

I bought the prulink insurance in july. I plan to make a body check up in december 2017. If after checking, there is some healthy problem occur, will prudential refuse to let me make any claim on my healthy condition? I have not been do body checking for ten plus year already.

Is it if wan upgrade , must find out the policy? Because move house then don know where is the policy put.