Hi if a person with Hepatitis B carrier, does not declare in his health insurance form which he signed up 20 years ago... what should he do now ?

Should he go now to declare to the insurance company? Will this forfeit his previous coverage? will his policy be terminated? will be be refunded for termination of policy? or will the policy to modified to exclude hepatitis B related illness?

This post has been edited by Chrono-Trigger: Jan 21 2017, 11:30 AM