I have prudential Global fund policy which about 2 years didn't pay the premium. Now i want to continue to pay back.
My agent encourage me to take out the cash value and then pay back the outstanding premium up to date.
basically it is from left to right pocket.
My agent say it is better and good.

Is it true?

Hi All,
Is it ok to buy insurance policy with different agents?
My wife and my kids policy from my wife agent, and myself and my son from my agent.
Now i want to buy another policy is from new agent?
Although all insurance policy from the same company Prudential.

Is it ok to buy with different agents?

I have endoscopy last 1 and half year ago due to gastric and found polip in my colon and doctor said it is ok.
Until now seldom have gastric and no medication.
Now I'm applying new policy Life and CI but my agent told me not need to disclose this incidents.
Because i'm no on medication and underwriter can view my health record in the general health system in malaysia.

I want to be disclose and transparent but my agent said not need to disclose, is it ok?

Is CI and Life policy have incontestabilty period? or just waiting period?

Hi All,
Which fund should we invested for our policy?

My agent allocate below.
Asia local fund 25%
Dana Unggul H. 10%
dragon peacock fund 25%
Equity focus fund 15%
Equity fund 10%
Equity income fund 15%.

Is above allocation ok? or should we just put only in Equity funds which can get more return instead?

Need your help to advise.

Thanks.

Thanks for your advise.

Which prudential fund should give the most return? or which fund should i choose?

Any advise?

Thanks alot.

Choose Local or Global fund?

Ppl saying choose Global fund as their performance is far better than local, and more ppl choose it.

I choose local fund because the price is at low side and potential to grow in future.