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All about PRUDENTIAL & insurance updates!, any insurance related issue are welcome
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TSColaboy
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Nov 20 2017, 06:01 PM
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QUOTE(btan @ Nov 7 2017, 03:39 PM) why will like that till age 70? i thaught is till age 99 older generation med card cover up to age 70 only . . . only the newer series is able to extend up to age 80,90 or even 100 You can check with you current agent for an upgrade or maybe purchase a top up on Prusenior med for your mom case
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pr0pofol
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Nov 20 2017, 08:08 PM
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Getting Started

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seriously hate the insurance companies using diff names for their insurance packages
what is the prubsn equivalent to aia takaful lifesignature-i insurance?
and whats the diff?
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TSColaboy
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Nov 20 2017, 08:26 PM
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QUOTE(pr0pofol @ Nov 20 2017, 08:08 PM) seriously hate the insurance companies using diff names for their insurance packages what is the prubsn equivalent to aia takaful lifesignature-i insurance? and whats the diff? all insurer company do offer different package, shop & ask around i would be only able to provide you with PruBSN takaful info, regarding AIA takaful you need some some advice from their agent
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pr0pofol
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Nov 20 2017, 08:32 PM
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Getting Started

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QUOTE(Colaboy @ Nov 20 2017, 08:26 PM) all insurer company do offer different package, shop & ask around i would be only able to provide you with PruBSN takaful info, regarding AIA takaful you need some some advice from their agent so what is prubsn package for takaful life investment linked package just for death/tpd?
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Holocene
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Nov 20 2017, 08:43 PM
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QUOTE(pr0pofol @ Nov 20 2017, 08:32 PM) so what is prubsn package for takaful life investment linked package just for death/tpd? Try Allianz PremierLink 🤣
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pr0pofol
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Nov 20 2017, 08:46 PM
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Getting Started

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QUOTE(Holocene @ Nov 20 2017, 08:43 PM) Try Allianz PremierLink 🤣 allianz got no takaful plan. so earlier already strike out lel
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roystevenung
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Nov 20 2017, 09:00 PM
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QUOTE(pr0pofol @ Nov 20 2017, 08:32 PM) so what is prubsn package for takaful life investment linked package just for death/tpd? You may read more here PruBSN Warisan
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lifebalance
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Nov 20 2017, 09:03 PM
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QUOTE(pr0pofol @ Nov 20 2017, 08:08 PM) seriously hate the insurance companies using diff names for their insurance packages what is the prubsn equivalent to aia takaful lifesignature-i insurance? and whats the diff? You can read more on the takaful A-Life Signature over here https://www.aia.com.my/en/our-products/life...ignature-i.html
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pr0pofol
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Nov 20 2017, 10:49 PM
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Getting Started

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QUOTE(Colaboy @ Nov 20 2017, 09:43 PM) Its quite similiar to our conventional plan In PruBSN takaful, we have Smartlink, FirstLink & Takafullink for each category of ppl. All the plan comes with rider like HealthEnrich+ (medical card), Accidental Death & disablement (PA), Weekly Indemnity & etc In terms of investment you may choose between: <==depending on your risk tolerance Takafulink Dana Bon Takafulink Dana Urus Takafulink Dana Ekuiti Takafulink Dana Ekuiti Dinasti of course to know more you can pm me . . .  does prubsn have non-investment linked life insurance plan offered? i was quoted by AIA and the agent say they don't have non-ILP for my choice of coverage. that is 1mil for 30yrs for death and tpd im 41
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lifebalance
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Nov 20 2017, 11:09 PM
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QUOTE(pr0pofol @ Nov 20 2017, 10:49 PM) does prubsn have non-investment linked life insurance plan offered? i was quoted by AIA and the agent say they don't have non-ILP for my choice of coverage. that is 1mil for 30yrs for death and tpd im 41 You can only purchase it directly with AIA for non investment link for Takaful.
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pr0pofol
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Nov 20 2017, 11:12 PM
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Getting Started

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QUOTE(lifebalance @ Nov 20 2017, 11:09 PM) You can only purchase it directly with AIA for non investment link for Takaful. u mean the AIA i-One Plan? that one coverage only 1 yr, which sorry to say is kinda rubbish
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lifebalance
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Nov 20 2017, 11:13 PM
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QUOTE(pr0pofol @ Nov 20 2017, 11:12 PM) u mean the AIA i-One Plan? that one coverage only 1 yr, which sorry to say is kinda rubbish You get what you paid for. Try other products then This post has been edited by lifebalance: Nov 20 2017, 11:15 PM
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pr0pofol
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Nov 20 2017, 11:16 PM
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Getting Started

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QUOTE(lifebalance @ Nov 20 2017, 11:13 PM) You get what you paid for. well i'm willing to pay for 30 yr coverage
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roystevenung
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Nov 20 2017, 11:43 PM
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QUOTE(pr0pofol @ Nov 20 2017, 10:49 PM) does prubsn have non-investment linked life insurance plan offered? i was quoted by AIA and the agent say they don't have non-ILP for my choice of coverage. that is 1mil for 30yrs for death and tpd im 41 For non-ilp, the plan is a newly launched term product called PruBSN Anugerah.
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kencul
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Nov 21 2017, 11:52 PM
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New Member
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Any idea on the premium for Pru Value Med for 54 years old,male, policy till 80. board - 200.00.
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TSColaboy
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Nov 22 2017, 12:06 AM
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QUOTE(kencul @ Nov 21 2017, 11:52 PM) Any idea on the premium for Pru Value Med for 54 years old,male, policy till 80. board - 200.00. PruValue med must be attach with an ILP plan . . .It depends what other rider is included in the plan as well & also other factors like smoking status/occupation/health condition I would say a normal plan for a 54 Male now will cost aprox RM400-RM500/month. Thats with the basic cover + a PVM
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Keaiwawa
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Nov 22 2017, 03:54 PM
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New Member
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Is it if wan upgrade , must find out the policy? Because move house then don know where is the policy put.
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roystevenung
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Nov 22 2017, 09:21 PM
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QUOTE(Keaiwawa @ Nov 22 2017, 03:54 PM) Is it if wan upgrade , must find out the policy? Because move house then don know where is the policy put. Not necessary for the upgrade as your servicing agent can see your policy details to advise on the upgrading. If you are upgrading with another agent then a consent letter may have to be drafted in order to check your policy details due to Data Protection Act. However you will need to file for a missing policy document as the policy book is needed for verification purpose in the event of a major claim.
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happying
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Nov 28 2017, 03:40 PM
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New Member
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i got charged RM100 just for asking the gynae to fill the form for my prumychild, the agent said will only reimburse if the policy is approved..is this the normal practise?
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roystevenung
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Nov 28 2017, 03:58 PM
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QUOTE(happying @ Nov 28 2017, 03:40 PM) i got charged RM100 just for asking the gynae to fill the form for my prumychild, the agent said will only reimburse if the policy is approved..is this the normal practise? Normal but i normally pay for the client. Some hospitals even charge Rm150 just for the report...
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