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 Latest Car Loan Rate 2012-2021| 2021

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labtec
post Jul 13 2019, 01:03 PM

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hi, i want to pay my Maybank car loan through online banking from another bank.

Is it correct if I just key in the Maybank account number for my car loan for the money transfer?
labtec
post Jul 14 2019, 12:55 PM

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QUOTE(voncrane @ Jul 14 2019, 12:04 PM)
The loan should be auto-deducting from a typical savings account. Transferring to that savings account via inter-bank transfer is sufficient. Later the loan account will deduct from there. You can do this every month.. Manually or automatically. Just do it before the date the loan repayment is due.
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i don't have Maybank saving account, so i trying to see whether I can transfer from other bank directly

labtec
post Jul 16 2019, 11:18 AM

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QUOTE(voncrane @ Jul 14 2019, 02:28 PM)
Can.. Choose loan payment as the type of transfer.
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not sure why I still cannot transfer money to my Maybank loan account after choosing loan payment as the type of trasnfer. I receive this sms message.


RM0 Citi: Your GIRO transaction of RM1.00 was unsuccessful due to: RECIPIENT REFUSE. Reference: Car loan MBKFT1234556788990.


labtec
post Jul 16 2019, 05:52 PM

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QUOTE(Buydirect @ Jul 16 2019, 01:23 PM)
Online transfer has an optional personal data that you can key in. This optional data could be your name or IC number or car plate number, which serves as a security and verification that the payment is intended for your car loan.

If you had keyed in this optional data, sometimes, it doesn't match that of the bank record, for example the name could be slightly different or the IC number has hyphen or without, plate number has a space in between alphabet and digit. Such inconsistency will lead to the transaction being rejected.

If you are trying this transaction again, you may want to leave out such optional data and just key in the car loan account number alone but make sure it is 100% accurate, else your payment could go into someone else's account.
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I got left out the option data for the ic number
labtec
post Jul 16 2019, 05:53 PM

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QUOTE(skincladalien @ Jul 16 2019, 04:17 PM)
or maybe they only accept actual amount?

as i see your sms you only try with rm1
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Cannot be right? I try with Publix bank car loan before and no issue...

If really like that really lousy
labtec
post Jul 18 2019, 01:30 PM

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now only i know not all hire purchase loan can be pay through online banking.

this is the list of bank that public bank support. Maybe citibank didn't support this at all.
https://www.pbebank.com/Personal-Banking/FA...Banks.aspx#q744

anyone working in banking can confirm this?

This post has been edited by labtec: Jul 18 2019, 01:32 PM

 

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