For Maybank. The reply I got:
The 1.98% for Tesla is not fixed in nature. The rate will step up after certain number of years. The officer in charge said they don’t have the rate schedule/memo yet

2) For fixed rate, it is 2.31% (5 yrs), 2.37% (7 yrs), 2.5% (9 yrs) for Tesla or any EV marques. In general, these are 10bp cheaper vs conventional auto loans


Pic is from AMbank