Latest Car Loan Rate 2012-2021| 2021
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 Nov 30 2012, 11:52 PM
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#1
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Junior Member
15 posts Joined: Aug 2010 
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Sorry newbie here...just want to ask
Income RM5-6k but 22years old...I plan to buy a 2nd hand JDM car RM1xxk,can I get loan from bank without guarantor ? I am planning to pay deposit RM30k...does anyone know how to make the possibility higher? |
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Dec 1 2012, 07:28 PM
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#2
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Junior Member
15 posts Joined: Aug 2010
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QUOTE(Eclipse80 @ Dec 1 2012, 10:11 AM) Based on the info given, u should be able to get ur loan approved. Unless u have a bad repayment track record. I don't have any bad repayment....new record BTW I am still worrying my age doesn't meet the requirement |
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Dec 5 2012, 07:13 PM
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#3
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Junior Member
15 posts Joined: Aug 2010
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QUOTE(Icehart @ Dec 5 2012, 06:52 PM) Education level? SPM? on my Singapore Poly course...Erm does it related to loan?  This post has been edited by Minifans: Dec 5 2012, 07:16 PM |
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Dec 5 2012, 11:09 PM
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#4
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Junior Member
15 posts Joined: Aug 2010
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QUOTE(Icehart @ Dec 5 2012, 07:43 PM) yes of course Yup,working in MNC in SG for 2 years ++ are u working in mnc? if ur working at mnc then there is still chance to get approved otherwise bank will perceive high risk due to spm education and u will need guarantor  |
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Dec 6 2012, 07:43 PM
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#5
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Junior Member
15 posts Joined: Aug 2010
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QUOTE(Icehart @ Dec 6 2012, 10:02 AM) then should be no problem Thank you very much for the info....dont know that education level effect the result what car is that? small and old like kelisa is proven to be reliable, good fc and ample spare parts.  Appreciated  BTW just want to ask...Can higher deposit makes the possibility of success even higher? |
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