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 Latest Car Loan Rate 2012-2021| 2021

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HotshotS
post Oct 12 2023, 07:09 PM

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QUOTE(yeapsc73 @ Oct 12 2023, 02:55 PM)
Tesla Model 3 RWD
Loan 170k, 9 years

Maybank - flat rate 2.5%, flexi rate 2.35%, ARP 1.98%
Ambank flat rate 2.5%
RHB flexi 2.05%

RHB seemed very low dunno whether any catch, but Maybank and Ambank is official Tesla financier together with  the panel insurance company Etika and Liberty respectively
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I thought Maybank has its special EV financing?

'Preferential & competitive financing rates for your Tesla as low as 1.98% under the Accelerated Repayment Package'
HotshotS
post Oct 26 2023, 01:11 PM

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Junior Member
149 posts

Joined: Jul 2011
QUOTE(blackchides @ Oct 20 2023, 01:20 PM)
Rm150k 5 years. Model 3 Tesla.

Maybank 2.00% flat rate, 1.95% iF ARP.
RHB 2.05% variable rate

The rest didnt bother returning my query, business must be good.

Anyway steer clear of Maybank ARP dont be fooled by the lower rate, if you calculate the upfront higher payment, you actually lose out time value of money.
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Would you mind to share what are the steps needed to purchase a Tesla right now? Like what to do after placing the 1k deposit and when to apply for loan? When are we required to pay the downpayment and what about the insurance?

Thank you in advance!
HotshotS
post Nov 19 2023, 10:14 PM

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Junior Member
149 posts

Joined: Jul 2011
Tesla Model 3 Long Range AWD

109k - 5 years

Public Bank 2.50%
Ambank 2.45%
CIMB 2.38%
Maybank 2.38%
Affin Bank 2.16%

Took the best offer of course.
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