What's the lowest loan rate for a new Civic? Gonna loan about about 114k
Latest Car Loan Rate 2012-2021| 2021
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 Mar 10 2018, 01:55 AM
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#1
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9,789 posts Joined: Jun 2008 From: Rubber Duck Pond  
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Jun 1 2018, 10:15 AM
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#2
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Senior Member
9,789 posts Joined: Jun 2008 From: Rubber Duck Pond
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QUOTE(v2_vehooi @ May 31 2018, 09:35 PM) why you guys not to take maybank variable car loan rate which is only blr - 2.7% = 4.2%. convert to car loan rate which is only 2.21%. Somemore, you can pay extra payment to reduce the interest.  QUOTE(voncrane @ Jun 1 2018, 07:14 AM) I would like to know the answer to this too. I expect a reason is that BLR rates will go up? But will it increase until effective interest of at least 2.5?...to make it lose out to fixed rates? I welcome those more knowledgeable about this to explain. Got 1 variable rate from RHB, 4.52% which equivalent to 2.41% fixed rate. It's advantageous if you can pump more money to reduce the interest. If you are paying on time and monthly, I don't think you'll benefit much. Additionally, it's subjected to the BR/BLR rate meaning it could go up or down. So for the peace of mind, I'll go for the fixed rate. Currently got 2.41% from PBB for Mazda CX-5 150k loan. This post has been edited by Duckies: Jun 1 2018, 10:15 AM |
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Feb 16 2025, 07:43 PM
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#3
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9,789 posts Joined: Jun 2008 From: Rubber Duck Pond
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What's the best rate for a second hand 2022 conti car?
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Jul 21 2025, 01:51 PM
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#4
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9,789 posts Joined: Jun 2008 From: Rubber Duck Pond
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QUOTE(kirakun @ Jul 21 2025, 01:38 PM) Conti 2023 Oh? That's pretty good. I thought used car conti usually 3% over 7 years HLB 2.25%  |
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