Jul 22 2016, 05:48 PM
QUOTE(psyntium @ Jul 19 2016, 05:23 PM)
just called KFH.. their current rate is 2.67 (or was it 2.79), as of today, before any adjustment with new baserate..
no nego yet..
sounds lower than other banks.. any of you have experienced dealing with KFH? any hidden fees perhaps?
Last year loan MYVI 1.5 SE Auto Loan RM 48,500 quoted rate was 2.85%. Think u got a very good rate.no nego yet..
sounds lower than other banks.. any of you have experienced dealing with KFH? any hidden fees perhaps?
No hidden fees...standard procedure after approval:
1) Open bank Account with KFH
2) Sign auto debit letter
3) Loan documents
There were very restrictive...My sum issurred only RM 48,000 and wanted to be fully insured. So I proposed I pay another RM 500 as collateral rather than increasing sum assured...also KFH don't want.
Last last I need to pay insurance premium on sum insurred from 48 to 49k.
Somehow KFH don't get it...sum insurred considered more important than cash...
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