Perodua Viva 1.0
15% downpayment
Loan RM30000
Interest 2.91% 6years RHB
Latest Car Loan Rate 2012-2021| 2021
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 Jul 30 2013, 08:34 AM
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Senior Member
1,102 posts Joined: Jan 2010 
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Jul 30 2013, 11:33 PM
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Junior Member
29 posts Joined: Feb 2009 
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67K, AMbank, 5yrs, 2.42%
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Aug 11 2013, 10:08 AM
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Junior Member
143 posts Joined: Aug 2012
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Hi, can someone kind enuf advice what is the latest used car interest rates?
I am planning to get a second hand car. Thanks |
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Aug 11 2013, 11:12 AM
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All Stars
18,413 posts Joined: Oct 2010
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Aug 11 2013, 11:20 AM
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Senior Member
6,483 posts Joined: Apr 2012
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QUOTE(bsm88 @ Aug 11 2013, 10:08 AM) Hi, can someone kind enuf advice what is the latest used car interest rates? I heard that is about 3.8% interest rate for second hand carI am planning to get a second hand car. Thanks  Anyone can confirm here as well?? |
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Aug 25 2013, 11:48 AM
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Senior Member
1,397 posts Joined: Jan 2009 From: Peaceful Island  
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Hi all,
I am just wondering is that possible to get a car loan for only a 6 month period and thereafter terminate the car loan with the bank after 6 months? |
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Aug 25 2013, 11:58 AM
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Senior Member
4,306 posts Joined: Oct 2006
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QUOTE(sj0217 @ Aug 11 2013, 11:20 AM) I heard that is about 3.8% interest rate for second hand car i got 3.3% for my fd1 from public bank.. 50k 5 years loanAnyone can confirm here as well?? |
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Aug 25 2013, 12:04 PM
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Junior Member
8 posts Joined: Aug 2013 
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QUOTE(OMG! @ Aug 25 2013, 11:48 AM) Hi all, This kind of loan are Idiot like uI am just wondering is that possible to get a car loan for only a 6 month period and thereafter terminate the car loan with the bank after 6 months? Why U just buy directly |
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Aug 25 2013, 01:29 PM
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Senior Member
1,397 posts Joined: Jan 2009 From: Peaceful Island
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QUOTE(eeleesuperman @ Aug 25 2013, 12:04 PM) This kind of loan are Idiot like u I will have a free car loan interest only after 6 months.But during the 6 months, I need loan from bank or other ways.Why U just buy directly |
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Aug 25 2013, 03:45 PM
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Senior Member
593 posts Joined: Feb 2005 From: Highland, Texas
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QUOTE(OMG! @ Aug 25 2013, 11:48 AM) Hi all, you are worried with the tax dept? or you think you might suddenly gain more money to settle the loan faster in recent months to come?I am just wondering is that possible to get a car loan for only a 6 month period and thereafter terminate the car loan with the bank after 6 months? you can always do early settlement with a car loan as far as i understand as there is no rule to say you need to wait until how far into your loan before you do an early settlement... that being said... i believe you might lose money to the bank via the interest as the interest are most likely not refundable... maybe you might gain by settling 2-3 years early in a long loan but definitely not 6 months out of a 2 year loan... even if you look at flexi HP loans like the hong leong cruise control...they only allow you like up to a maximum of 30% of total amount loaned if i am not wrong in the current account which you can accumulate money to settle the loan earlier... |
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Aug 25 2013, 07:16 PM
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Senior Member
2,980 posts Joined: Jan 2007 From: Mount Chiliad
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75k // 3.45% // 9 years
Public Islamic |
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Aug 26 2013, 12:29 AM
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Senior Member
1,156 posts Joined: Dec 2007
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QUOTE(hafiez @ Aug 25 2013, 07:16 PM) 75k // 3.45% // 9 years what vehicle is that?Public Islamic 2nd hand ? |
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Aug 26 2013, 08:08 AM
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Senior Member
2,980 posts Joined: Jan 2007 From: Mount Chiliad
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QUOTE(darkdevilrey @ Aug 26 2013, 12:29 AM) what vehicle is that? Yeah, 2nd hand merc benz B170...2nd hand ? |
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Sep 6 2013, 03:56 AM
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Junior Member
278 posts Joined: Oct 2011
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My nett salary is rm2.3k... Staying in parents house. No other commitment. Is it gud to buy 2nd hand honda city worth of rm63k? Deposit 7k.
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Sep 10 2013, 05:25 PM
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Senior Member
2,324 posts Joined: Apr 2009 From: Shah Alam
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heard that bank islam have the gradhitz scheme. do they need a payslip or only the job offer letter and degree transcript needed? as i didn't start working yet.
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Sep 10 2013, 05:35 PM
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Senior Member
924 posts Joined: Aug 2013
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Suprima S, Maybank Islamik, 2.83%.
Rates given by imoney.my is not accurate at all. Take it with a huge grain of salt. |
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Sep 10 2013, 05:38 PM
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Senior Member
4,482 posts Joined: Jul 2005
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QUOTE(maxwell91 @ Sep 6 2013, 03:56 AM) My nett salary is rm2.3k... Staying in parents house. No other commitment. Is it gud to buy 2nd hand honda city worth of rm63k? Deposit 7k. just buy a brand new with 10k rebate going on. lower interest rate as well. |
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Sep 10 2013, 06:28 PM
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Newbie
2 posts Joined: Apr 2012
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QUOTE(Mr Gray @ Sep 10 2013, 05:35 PM) Suprima S, Maybank Islamik, 2.83%. i just signed RHB at 2.76% ... i take preveRates given by imoney.my is not accurate at all. Take it with a huge grain of salt. |
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Sep 11 2013, 10:47 AM
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Junior Member
33 posts Joined: Jul 2011
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any recommend car for salary arounf 1.5k
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Sep 22 2013, 08:46 AM
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Junior Member
8 posts Joined: Feb 2012
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Honda, Maybank, 50k, 2.59%, 5 years.
This post has been edited by ebee33: Sep 22 2013, 08:46 AM |
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