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labtec
post Jul 16 2019, 11:18 AM

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QUOTE(voncrane @ Jul 14 2019, 02:28 PM)
Can.. Choose loan payment as the type of transfer.
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not sure why I still cannot transfer money to my Maybank loan account after choosing loan payment as the type of trasnfer. I receive this sms message.


RM0 Citi: Your GIRO transaction of RM1.00 was unsuccessful due to: RECIPIENT REFUSE. Reference: Car loan MBKFT1234556788990.


Buydirect
post Jul 16 2019, 01:23 PM

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QUOTE(labtec @ Jul 16 2019, 11:18 AM)
not sure why I still cannot transfer money to my Maybank loan account after choosing loan payment as the type of trasnfer. I receive this sms message.
RM0 Citi: Your GIRO transaction of RM1.00 was unsuccessful due to: RECIPIENT REFUSE. Reference: Car loan  MBKFT1234556788990.
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Online transfer has an optional personal data that you can key in. This optional data could be your name or IC number or car plate number, which serves as a security and verification that the payment is intended for your car loan.

If you had keyed in this optional data, sometimes, it doesn't match that of the bank record, for example the name could be slightly different or the IC number has hyphen or without, plate number has a space in between alphabet and digit. Such inconsistency will lead to the transaction being rejected.

If you are trying this transaction again, you may want to leave out such optional data and just key in the car loan account number alone but make sure it is 100% accurate, else your payment could go into someone else's account.
skincladalien
post Jul 16 2019, 04:17 PM

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From: New Selangor ^.^Y


or maybe they only accept actual amount?

as i see your sms you only try with rm1
labtec
post Jul 16 2019, 05:52 PM

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QUOTE(Buydirect @ Jul 16 2019, 01:23 PM)
Online transfer has an optional personal data that you can key in. This optional data could be your name or IC number or car plate number, which serves as a security and verification that the payment is intended for your car loan.

If you had keyed in this optional data, sometimes, it doesn't match that of the bank record, for example the name could be slightly different or the IC number has hyphen or without, plate number has a space in between alphabet and digit. Such inconsistency will lead to the transaction being rejected.

If you are trying this transaction again, you may want to leave out such optional data and just key in the car loan account number alone but make sure it is 100% accurate, else your payment could go into someone else's account.
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I got left out the option data for the ic number
labtec
post Jul 16 2019, 05:53 PM

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QUOTE(skincladalien @ Jul 16 2019, 04:17 PM)
or maybe they only accept actual amount?

as i see your sms you only try with rm1
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Cannot be right? I try with Publix bank car loan before and no issue...

If really like that really lousy
labtec
post Jul 18 2019, 01:30 PM

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now only i know not all hire purchase loan can be pay through online banking.

this is the list of bank that public bank support. Maybe citibank didn't support this at all.
https://www.pbebank.com/Personal-Banking/FA...Banks.aspx#q744

anyone working in banking can confirm this?

This post has been edited by labtec: Jul 18 2019, 01:32 PM
chronous
post Jul 18 2019, 07:10 PM

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Yaris
75k x 9y @2.42 Maybank
fantasy1989
post Jul 18 2019, 10:05 PM

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can 2003 cars get used car loan? any recommendation on bank? islamic?
chronous
post Yesterday, 12:56 AM

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QUOTE(fantasy1989 @ Jul 18 2019, 10:05 PM)
can 2003 cars get used car loan? any recommendation on bank? islamic?
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IINM < 15y car only can get hire purchase loan
Failed JJ
post Yesterday, 09:23 AM

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QUOTE(chronous @ Jul 19 2019, 12:56 AM)
IINM < 15y car only can get hire purchase loan
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More like less than 10 years old car.

Once 10 or more, bank usually don't want layan. Even if they do, prepare to pay sky-high interest rates doh.gif

 

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