Yes, I booked Avens end of September and signed the SPA on second day. I asked few lawyer and IOI panel lawyer, as what they mention to me is IOI want purchaser to sign SPA first to lock down the package. But the SPA wont go for stamping first. I kinda worry also as phase 2 only public bank can loan higher up to 85%. Still need to topup around 3%+ for dp.