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 Working in Singapore V10, Serious Talk only. no chatting

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SUSalaskanbunny
post Mar 13 2012, 08:17 AM

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QUOTE(PepsiCo @ Mar 13 2012, 01:37 AM)
36k p.a basic ? Meaning $3k per month ? Wah ! Me can't afford, unless includes allowance then cukup-cukup makan  sad.gif
*
doesnt mean u have to pay 3k/month also... doh.gif or just put 10k deposit into their bank lor... or get the manhattan card, no req
deodorant
post Mar 13 2012, 08:56 AM

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QUOTE(RabbitS @ Mar 13 2012, 12:37 AM)
stand chart also got mahattan card no req but limit sgd 500

QUOTE(alaskanbunny @ Mar 13 2012, 08:17 AM)
doesnt mean u have to pay 3k/month also...  doh.gif  or just put 10k deposit into their bank lor... or get the manhattan card, no req

I like the Manhattan card, 5% cashback on everything is win. Too bad only limited to $200 cash back ($4k spend) per quarter though sad.gif
crazy25kid
post Mar 13 2012, 09:25 AM

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QUOTE(Joshua_0718 @ Mar 12 2012, 11:39 PM)
It is based on your annual income.
*

QUOTE(RabbitS @ Mar 13 2012, 12:37 AM)
u trying to cheat hdb to buy flat?  hmm.gif
ep 36k p.a. / 10k fd

stand chart ep 30k p.a.
stand chart also got mahattan card no req but limit sgd 500
*
i am eligible according to the website and the requirement u all mentioned.
i just want the free gifts if they offer any cause was thinking of getting the unionpay card for business trip purposes. laugh.gif laugh.gif
but they only asked 2 question.
1. EP...yes
2. 5k monthly...no
then sorry and he added on that new requirement released just a week ago. sweat.gif sweat.gif
r1v3r
post Mar 13 2012, 09:37 AM

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QUOTE(ivanswk @ Mar 12 2012, 09:53 AM)
yes i key in that in sg mart and it show the option i can have.
when u sell it, did u make huge % loss
what car is that ?
i wanted to have a slightly bigger sedan like teana
but since i sharing it with my roomate and her poor driving history show she cant handle any car bigger than a myvi
i am worry  rolleyes.gif , either latio or altis currently topping my list  hmm.gif
*
SG car mart... used car or new?

check out the latest "carbon tax" or some other name where the GOV charge lower inport tax for greener car if you plan to buy it new.

added : cars with CEVS rebate



This post has been edited by r1v3r: Mar 13 2012, 11:49 AM
tailtwist
post Mar 13 2012, 10:20 AM

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QUOTE(crazy25kid @ Mar 13 2012, 09:25 AM)
i am eligible according to the website and the requirement u all mentioned.
i just want the free gifts if they offer any cause was thinking of getting the unionpay card for business trip purposes.  laugh.gif  laugh.gif
but they only asked 2 question.
1. EP...yes
2. 5k monthly...no
then sorry and  he added on that new requirement released just a week ago.  sweat.gif  sweat.gif
*
From DBS website
Eligibility to apply DBS Visa/MasterCard/DBS AMEX /POSB MasterCard Credit (Non- Singaporeans/Non-Permanent Residents of Singapore)
Non-Singaporeans and non-Permanent Residents (PR) of Singapore who would like to apply for DBS Credit Card must be

working and residing in Singapore.
Hold a valid Employment Pass with minimum of at least 9 months from the time of card application until processing is completed.
a valid passport.
Minimum annual income requirement for non-Singaporeans and non-PRs is S$45,000 per annum.
In addition to these basic requirement set by the MAS, all credit card applications will be assessed based on a set of criteria in place in our proprietary system. Approval is on a case-by-case basis. Therefore, all applications are subject to approval.

Source DBS

Looks like its SGD3,750 per month which equals to SGD45k per annum


From HSBC Singapore's website
For HSBC Platinum credit card application:
All applicants must be at least 21 years of age.
For Singaporeans or Permanent Residents, a minimum annual income of S$30,000 is required.
For self-employed and foreigners, a minimum annual income of S$40,000 is required.
If you do not meet the income requirement, a minimum Fixed Deposit Collateral of S$10,000 is required.

Sourcesource

From UOB singapore's website
You must be a Singapore Citizen or Singapore Permanent Resident and at least 21 years old.
A minimum annual income of S$30,000.
Foreigners require a minimum annual income of S$36,000, or if you do not meet the income requirements, a Fixed Deposit collateral of minimum S$10,000 is required
Supplementary card applicants must be aged 18 years and above.

Sourcesource

So i think it still varies from bank to bank and probably the credit card type as well

This post has been edited by tailtwist: Mar 13 2012, 10:57 AM
crazy25kid
post Mar 13 2012, 10:32 AM

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^ Still pass for all the requirement mentioned. laugh.gif laugh.gif
But the thing is the UOB guy in fair is saying something diff from what the UOB guy at the bank branch I met yesterday.
PepsiCo
post Mar 13 2012, 11:16 AM

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QUOTE(crazy25kid @ Mar 13 2012, 10:32 AM)
^ Still pass for all the requirement mentioned. laugh.gif laugh.gif
But the thing is the UOB guy in fair is saying something diff from what the UOB guy at the bank branch I met yesterday.
*
why don't you print the thing out and show it to them ?


Added on March 13, 2012, 11:18 am
QUOTE(tailtwist @ Mar 13 2012, 10:20 AM)
» Click to show Spoiler - click again to hide... «


From UOB singapore's website
You must be a Singapore Citizen or Singapore Permanent Resident and at least 21 years old.
A minimum annual income of S$30,000.
Foreigners require a minimum annual income of S$36,000, or if you do not meet the income requirements, a Fixed Deposit collateral of minimum S$10,000 is required
Supplementary card applicants must be aged 18 years and above.

Sourcesource

So i think it still varies from bank to bank and probably the credit card type as well
*
So UOB have the least stringent requirement, but still SGD$3k per month shocking.gif


This post has been edited by PepsiCo: Mar 13 2012, 11:18 AM
seantang
post Mar 13 2012, 11:26 AM

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QUOTE(deodorant @ Mar 13 2012, 08:56 AM)
I like the Manhattan card, 5% cashback on everything is win. Too bad only limited to $200 cash back ($4k spend) per quarter though sad.gif
Only if you charge $3K to it though.

Total Spending per Month Cash Rebate in your Pocket
S$1 - S$500 0.5%
S$501 - S$1,500 1%
S$1,501 - S$3,000 2%
S$3,001 and above 5%

extremepower
post Mar 13 2012, 12:58 PM

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Wah... All kaya kaya people.. Bila belanja wor?? wink.gif
ivanswk
post Mar 13 2012, 04:46 PM

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QUOTE(r1v3r @ Mar 13 2012, 09:37 AM)
SG car mart... used car or new?

check out the latest "carbon tax" or some other name where the GOV charge lower inport tax for greener car if you plan to buy it new.

added : cars with CEVS rebate
*
used, damn saw some new term "balloon scheme"
trying to understand it shakehead.gif

This post has been edited by ivanswk: Mar 13 2012, 04:48 PM
chanti-sama
post Mar 13 2012, 09:45 PM

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Lta still thinks that a hybrid is a 2 engined car, kena charhe twice for taxes.


Added on March 13, 2012, 9:48 pmBetter get electric car, restricted plate, coe exempted

This post has been edited by chanti-sama: Mar 13 2012, 09:48 PM
SUSalaskanbunny
post Mar 13 2012, 10:48 PM

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QUOTE(deodorant @ Mar 13 2012, 08:56 AM)
I like the Manhattan card, 5% cashback on everything is win. Too bad only limited to $200 cash back ($4k spend) per quarter though sad.gif
*
dont need to promote your company la tongue.gif

lol.. Price Solutions Singapore Pte Ltd a subsi of stan chart ar? some lady called me up today offering me cards and credit line... kekeke, gonna apply tomolo... she mentioned got free $80/card... getting free $160 rclxms.gif


kudasuper85
post Mar 13 2012, 10:55 PM

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hello guys
anyone works at AMD there? how was the environment?


deodorant
post Mar 14 2012, 12:12 AM

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QUOTE(alaskanbunny @ Mar 13 2012, 10:48 PM)
dont need to promote your company la  tongue.gif
lol.. Price Solutions Singapore Pte Ltd a subsi of stan chart ar? some lady called me up today offering me cards and credit line... kekeke, gonna apply tomolo... she mentioned got free $80/card... getting free $160  rclxms.gif

yea, price solutions is the subsidiary that houses all the retail sales staff. scope international is the subsidiary that houses all the ops staff. scb create these subs cos the subsidiary != bank therefore don't have bank benefits or unions tongue.gif
SUSalaskanbunny
post Mar 14 2012, 12:30 AM

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QUOTE(deodorant @ Mar 14 2012, 12:12 AM)
yea, price solutions is the subsidiary that houses all the retail sales staff. scope international is the subsidiary that houses all the ops staff. scb create these subs cos the subsidiary != bank therefore don't have bank benefits or unions tongue.gif
*
whoa, no wonder scb can make so much profit... by being el cheapo... lol, at least better than hsbc by retrenching...

neway, one way to make quick bucks is to apply for all these cards.... if each card give u $80, 2 card per bank... apply at 10 banks = $1600 profits?

also they give this credit/cash line... $3k free interest for 3 years, only small principal repayment per month and no processing fee... apply 10 banks = $30k... use to invest = profits?
RabbitS
post Mar 14 2012, 12:39 AM

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QUOTE(PepsiCo @ Mar 13 2012, 01:37 AM)
36k p.a basic ? Meaning $3k per month ? Wah ! Me can't afford, unless includes allowance then cukup-cukup makan  sad.gif
*
i think can... if your allowance is in your tax noa
deodorant
post Mar 14 2012, 08:30 AM

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QUOTE(alaskanbunny @ Mar 14 2012, 12:30 AM)
whoa, no wonder scb can make so much profit... by being el cheapo... lol, at least better than hsbc by retrenching...

other banks also same ba. example citi open operations shop in KL also under subsidiary, forgot what name though.
hokin
post Mar 14 2012, 09:42 AM

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My fellow Malaysians here in Sg,
I am applying for converting my My driving license to Sg license. The requirement as stated in the Singapore Police website (http://driving-in-singapore.spf.gov.sg/services/Driving_in_Singapore/information_drivinglicence_conversion.htm) states the following as one of the requirements:

For Malaysian licence holders, an extract from JPJ Malaysia showing information of your driving record and licence information (obtained not more than 6 months before date of conversion)

Can someone tell me how to go about this. Can it be obtain by another person?

Thanks in advance.
calvint78
post Mar 14 2012, 11:31 AM

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QUOTE(hokin @ Mar 14 2012, 09:42 AM)
My fellow Malaysians here in Sg,
I am applying for converting my My driving license to Sg license. The requirement as stated in the Singapore Police website (http://driving-in-singapore.spf.gov.sg/services/Driving_in_Singapore/information_drivinglicence_conversion.htm) states the following as one of the requirements:

For Malaysian licence holders, an extract from JPJ Malaysia showing information of your driving record and licence information (obtained not more than 6 months before date of conversion)

Can someone tell me how to go about this. Can it be obtain by another person?

Thanks in advance.
*
I guess u need to do it personally to get the extraxtion from JPJ. Try not get from JB JPJ as they will cancell ur MY license since u r converting the license to SG.
hokin
post Mar 14 2012, 01:07 PM

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QUOTE(calvint78 @ Mar 14 2012, 11:31 AM)
I guess u need to do it personally to get the extraxtion from JPJ. Try not get from JB JPJ as they will cancell ur MY license since u r converting the license to SG.
*
Thanks for advise. I hope no cancellation of MY license is required as I will be driving in MY too. I will definitely not go to the JB JPJ.



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