IF I DON'T REMEMBER WRONGLY...

...most of the people who said they were badly burnt by UTs investing in China, invested during 2007 period.

That time, aunties uncles apek ah sohs all go in

Now, everyone is spooked

See the difference?

But PE for BAT, GAB and Carlsberg rarely fall below 20...

What is that about? Equity investments in ASEAN markets?

Malaysian equities also haven't grasp fully to be comfortable with, u suggesting me ASEAN

From my somewhat limited experience in stocks, its better to buy stable stocks and hold for long term dividends and growth, and DON'T monitor the market during trading hours, the intraday/intraweek "shark" movements will drive u crazy. Ok, maybe I don't have the trader's mentality

Sin consumer stocks, maker of Ping Pong crackers and holding company for Voir (ladies' favourite haunt at shopping malls )

But its just a one day drop. If u wanna wait for bargain, wait for multiple day losses.

he early retire ma, enjoy life cos got passive income edi actually when u wan retire is depend on what kind of passive income u can generate. If u target ok passive income 10k per month then u stop work liao, then when hit target either u can go get a job tat is less stress to kill time, or u can start to enjoy life becos u no need work u edi have 10k, can go around the world liao.

some ppl can lo.. depends on ur income and how much u wan to save.. ur saving will grow ma.. it is not not achievable.. it requires discipline+ alot of luck those working in OnG field easily have 1mil+ net worth in their late 30s.

1mil net worth is very common nowdays in Malaysia... but even now millionaires also don't feel rich one... Damm inflation. 

If purely UT, very hard la. Need to go for higher risk like stock options and commodity. Can achieve 10K per month even with 300K capital.

For now cash level... waiting for right time to re-invest 

Been adding more into foreign equity lately and also divesting MY equity...

Current holding

1. Bond MY - 10%
2. Bond EM - 5%
3. Equity MY - 20%
4. Equity Foreign - 15%
5. Cash/FD - 50%

Oh, btw, those holding Indonesian bond, the latest Rp 1.5 trillion sukuk offering of at 5.16% fails with 30% undersubscription, investor asking for 6%... The bonds yields are cracking ahead of possible interest rate rise/inflation.. 

Gary? Hmm... new nickname

You can invest in Indo bond through many UT fund offering in MY like PB Indo Income fund or something like that. Most EM fund also have some of Indonesia fund (last year's hot bond)... so check your EM bond holdings..

Guess what, the Indonesian equity is the top performer of MTD:
FUND NAME | 1-MONTH %
OSK-UOB Indonesia Equity Growth Fund | 7.73
Eastspring Investments Indonesia Equity MY Fund |6.4
RHB - GS US Equity Fund | 6.11
OSK-UOB ASEAN Fund | 5.57
CIMB-Principal Asia Pacific Dynamic Income Fund | 5.54

Don't have but I have fund in ASEAN exposure - PSEASF.

Last two weeks, CIMB Principal Australian Equity was MTD top 5 performer.

What is your ROI and XIRR?

PM me ur email. if its still in my sent folder i forward to u after lunch