QUOTE(Pink Spider @ Aug 2 2012, 11:55 PM)

Well, there's no strict right or wrong here.

My advise, go explore FSM's website thoroughly first.

Ya, I did read through the FSM's website.
Of course not as much as detail i can said but atleast I hv a clear picture abt these Unit trust stuffs in my mind.
Still lots of thing I have to further explore.
By referring previous posts in this thread, seldom people mention abt Manulife funds and AmAsia Pacific REITs.
I realized that Manulife funds is one of the recommended funds by FSM, anyone has their own viewpoint on this fund?
Of coz recommended funds evaluated and listed out by FSM is just for reference.