You can apply your cooling off Right to cancel this investment. you have to make it within 6 days of your purchase date. They have to refund you in FULL amount that you are paying (RM3k)

I see. Than I guest I know who you are. The youngest one on the table.

Anyone know any good fund tat got invest in Australia equity? Dunno wan to invest AQF now or not.. Hang Seng keep dropping, scare i now go in later drop more.. will the fund manager switch their fund if they see hang seng dropping? or they still stick at there? i dont know their fund strategy tho..

Australian equity: CIMB Principal Australian Equity.

ROI: 33% XIRR: 23%

hehe.. but long term also u have to think of some place to park ur fund.. that's abit headache. i believe a decent fund u apply DCA strategy u will get some good return in long term.. Well, wait monday see AQF how.. hang seng drop quite alot tat day but AQF still ok not so bad tho.. looking for an entry point.. oleidi register some RSP edi, but need wait until 15 march ><

0.88% is quite tempting but if becos 0.88% go buy blindly also no good hehe.. if u oleidi plan to buy ma buy lo.. if no plan better wait lo.. but after tis month no 1% promo liao.

haha... that is wat i scare also ma >< they say hang seng predict to drop until 22000 ><i am holding 1 lot ABC share in hang seng maybe i should do DCA at this, buy 1-2 lot when it goes rock bottom lol..

ABC lo.. Agriculture Bank of China.. i play play only ma.. i plan keep for dividend ma.. but now hang Seng keep drop, so ma wait dividend lo.. I research liao china de banking sector not overpriced like msia, according to CIMB de research report la.. then u study those figures their PB ratio is lower, near to 1, while PB Bank is like 2.7 for january, means actually pbe bank worth is rm8 only, but now ppl goreng until 16+ liao. Then china banking market cap bigger ma.. banking sector ok la.. then i ma try lo.. prob is trade HK stock very high brokerage fee for CIMB, better u plan buy at least rm10k only worth lol.. sorry i sibeh newbie, i should wait it drop lower only buy.. haiz.. cannot time market ma.. wat to do.. i plan play some stocks ,but UT will be more like savings+investment for a better foundation, stocks is for extra money to bring adrenaline rush lol..

in the calculation of XIRR of a UT fund, distribution/dividend is calculated as -ve amount or +ve amount?

I'm looking for a good non-Malaysian bond fund. RHB Asian Total Return Fund performance is not as good. Is there another fund can suggest? Thanks.

IMHO bond funds are approaching the top... interest rate is preety low already for a lot of countries.. only directly is going up...

I have divested most of my bonds and now only hold about 15%. (mostly MY) 

For now cash level... waiting for right time to re-invest 

Been adding more into foreign equity lately and also divesting MY equity...

Current holding

1. Bond MY - 10%
2. Bond EM - 5%
3. Equity MY - 20%
4. Equity Foreign - 15%
5. Cash/FD - 50%

Oh, btw, those holding Indonesian bond, the latest Rp 1.5 trillion sukuk offering of at 5.16% fails, investor asking for 6%...

All excluded.. this one is pure gambling ... investing fund...

Central banks in Malaysia, Thailand and Indonesia could raise interest rates in the second half of this year, said the Royal Bank of Scotland (RBS), dismissing the likelihood of a rate change anywhere else in Southeast Asia.

"We don't see reasons why central banks should be cutting interest rates. But Thailand, perhaps Malaysia, as well as Indonesia could see a rate hike in the second half," said Sanjay Mathur, RBS' head of economics research for Asia Pacific ex-Japan.

He said the fourth quarter would be an "opportune time" for Bank Negara Malaysia to "normalise" the key interest rate.

Mathur sees Bank Negara, which has maintained the Overnight Policy Rate at three per cent since June 2011, raising the key interest rate by 25 basis points to 3.25 per cent in that period.

Interest rate hike, the guys at FD thread will jump for joy....

For FD thread mah.. if for bond thread will cry loh.

hI GARY,

  M'isan can invest Indonesian bond ???

ok got it. Thanks. all my distributions are reinvested.

Could have, would have, should have... if everyone like this mah no need to invest already lor...