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Fundsupermart - Invest Globally and Profitably, Discussion on investment through FSM
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SUSPink Spider
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 Feb 19 2013, 11:59 AM
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QUOTE(wongmunkeong @ Feb 19 2013, 11:49 AM) personally, if U are after dividends, i think best to checkout countries with 0% tax on dividends for individuals, like SGX. local ones, i'd rather wait for a crash.. and even then, if SGX crashes as well, i'd buy SGX's coz of the tax. imagine - BAT & Guiness 4%+/- (average KLSE is about 3% in a norm market IMHO) then MINUS 25% or 26% = 4% *(1-25%) =3% net DY (still haven't costed in the total cost of the stock including brokerage & stamp duties  ) OUCH! No lar, the 4%+ is net dividend yield, tax already deducted. Dividends nowadays are mostly tax-exempt/single-tier dividends already. Sin stocks like breweries and tobacco firms, can buy for long-term holding...I think. Every year top up with my annual bonus, see how much can I get at retirement  |
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SUSPink Spider
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Feb 19 2013, 12:01 PM
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QUOTE(ben3003 @ Feb 19 2013, 11:56 AM) I asked fundsupermart i am still entitled for 1% sales charge for 6month as long as i apply for RSP this month.. but this RSP is it let say tis month i got extra money, i wan top up rm500 to this particular fund but at 1st i set rm100 per month, can? RSP is fixed...u let it auto deduct RM100 every 15th...then say u got extra cash in March, u manually do a purchase for RM400 lo... |
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SUSPink Spider
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Feb 19 2013, 12:33 PM
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QUOTE(junkiet @ Feb 19 2013, 12:06 PM) Daigou and Taobao is good to start in malaysia... wat talk u??? |
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SUSPink Spider
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Feb 19 2013, 01:15 PM
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QUOTE(ben3003 @ Feb 19 2013, 12:04 PM) Hmm, but i cannot touch the RSP fund right? Or can manual topup the RSP fund? Cos i believe it is independent under RSP, not in ur holdings right? RSP is just a method of purchase. Once u have purchased the units, its compeltely up to u to topup/sell. |
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SUSPink Spider
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Feb 19 2013, 01:15 PM
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QUOTE(jerrymax @ Feb 19 2013, 01:03 PM) Remember to take pictures, for those who got the invitation for yee sang dinner. Want to see how their staffs, and also Jennifer since I always liaise with her. If Wong Seafood is there I'd get the FSM staff take a group picture with us. But most likely I'm going alone...shy  |
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SUSPink Spider
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Feb 19 2013, 02:19 PM
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QUOTE(jerrymax @ Feb 19 2013, 02:00 PM) A few LYN ppl here also got invitation ma, schedule with them go together or request sit together. Hahahahah Where got a few...I only remember got youngman28. Wong Seafood not going  |
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SUSPink Spider
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Feb 19 2013, 02:30 PM
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QUOTE(xuzen @ Feb 19 2013, 02:28 PM) Upload your leng-chai/lui photos here OK? Xuzen PM agent request for FSM chicks photos...how dare u |
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SUSPink Spider
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Feb 19 2013, 03:01 PM
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But their voice sound sultry  |
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SUSPink Spider
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Feb 19 2013, 06:45 PM
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QUOTE(Acevalentine @ Feb 19 2013, 06:17 PM) hi guys,I'm a totally newbies here and i want to invest in some funds. Do you guys have any recommended link that I can learn from it. Actually I have about RM27000 And i put all in FD. Therefore,I'm here to learn invest in fund. I know nothing about it even how the fund work and how we get profit from it. Most important,I would like to know how to analysis a fund. So please give me advice..can email me too if feel like a lot to tell, acevalentine.chew93@gmail.com Basics pun taktau?  go FSM website...read the "Getting Started" section...then come back ask if u dun understand anything.Tonite I'm free to answer a newbie  |
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SUSPink Spider
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Feb 19 2013, 07:51 PM
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QUOTE(gark @ Feb 19 2013, 07:46 PM) I newbie wor.. teach me sifu!!!!!  What is UT ah? How to construct portfolio? How often to balance portfolio? gark ni nak minta rotan  |
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SUSPink Spider
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Feb 19 2013, 08:57 PM
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QUOTE(ben3003 @ Feb 19 2013, 08:20 PM) Pinky, is it wise to put a little amount into Kenanga growth fund or eastspring investment equity income fund, even GE is coming soon? Just glanced thru January 2013 fact sheets for the HwangIM funds I'm holding - Global Financial Institutions, Asia Quantum and Select Income... - ALL THREE FUNDS HAVE RAISED CASH LEVELS SIGNIFICANTLY (between 18% to 30%) - ALL THREE FUNDS HAVE TRIMMED HOLDINGS OF MALAYSIAN EQUITIES U sendiri fikir la  This post has been edited by Pink Spider: Feb 19 2013, 08:59 PM |
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SUSPink Spider
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Feb 19 2013, 09:03 PM
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FSM Research Team also observed that the Fund Manager for Hwang AQ successfully timed the previous market downturn(s) and raised cash at the right time to protect the fund from severe losses. During the European crisis crash, Hwang AQ cash level is also around 30%+. Food for thought...  |
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SUSPink Spider
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Feb 19 2013, 09:05 PM
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QUOTE(David83 @ Feb 19 2013, 09:00 PM) They're shying away from Malaysoa market. And I just transferred 10K to my stockbroking account  |
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SUSPink Spider
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Feb 19 2013, 09:14 PM
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QUOTE(David83 @ Feb 19 2013, 09:12 PM) They start to fish outside Malaysia now according to Kenanga speaker. Not until they make changes to the investment mandate...a unitholders General Meeting would have to be called for this purpose. |
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SUSPink Spider
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Feb 19 2013, 09:24 PM
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QUOTE(David83 @ Feb 19 2013, 09:18 PM) The strategy they employed made them less volatile compared to KLCI movement. They have a table to prove that. Regarding 1st question, Pink Spider has replied. Dunno whether I'm the only one who caught this... Kenanga Growth performed greatly in last 5 years (from 2008). Prior to that, it only managed to track KLCI at best, at times underperforming KLCI. Looking at 10-year chart of KGF vs KLCI, from 2003 to 2008 the KLCI was on a steady uptrend, then 2008 we have General Election, then 2010 we have the US financial crisis. What I can observe is, during periods of optimism, KGF underperformed. |
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SUSPink Spider
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Feb 20 2013, 07:40 AM
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QUOTE(wongmunkeong @ Feb 20 2013, 07:28 AM) U noticed too eh? TA Comet used to be the leader before that As Dave said, KGF's more defensive tendencies served it well in recent times, but not sure whether it can continue its outstanding outperformance against benchmark in a bullish backdrop. |
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SUSPink Spider
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Feb 20 2013, 09:52 AM
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QUOTE(gark @ Feb 20 2013, 09:46 AM) Wah pinky want to play stock already.. guess UT too boring for you ah? Sifu!!!! Teach me play stock!!!!! I "played" before, and had a quite substantial loss  (in percentage terms, not in RM terms ) Now I just wanna collect some stocks with attractive dividends, buy-and-hold for long term. Don't put all eggs in UTs in one basket, remember? Stocks will only make up about 20-25% of my total investment assets for the time being. |
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SUSPink Spider
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Feb 20 2013, 10:07 AM
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QUOTE(gark @ Feb 20 2013, 09:57 AM) Stock more exiting than UT, but don't speculate.... always have margin of safety in mind. You still have not teach me anything ah sifu? I just screen thru stocks with 1 criterion - dividend yield higher than my "conservative" bond fund's IRR - 3.7% Then I look at consistency of dividend payout and whether revenue and profitability is growing Simple je |
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SUSPink Spider
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Feb 20 2013, 10:13 AM
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QUOTE(gark @ Feb 20 2013, 10:10 AM) Wooo not so simple... for stocks not only you see the dividend but dividend can be reduced or stock price fall due to business and market sentiment. Your 'stock' can pay 8% dividend but the value drop by 30%.. then how? If very simple everyone 'kaya' already ooh.. Picking stocks is 100x harder than picking UT... That's why I only allocate 20-50% for stocks lo... Generally I'm only looking at consumer stocks, main focus on "sin stocks" |
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SUSPink Spider
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Feb 20 2013, 10:18 AM
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QUOTE(gark @ Feb 20 2013, 10:16 AM) Eeee most consumer stocks is now already PE 20x...  Hard to buy at this rate... But PE for BAT, GAB and Carlsberg rarely fall below 20...  |
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