Maybe not from FSM, but was advised to look out for them
Still learning on this big boy game

Plantation...I think u need to buy individual stocks on KLSE

If we buy fund through fsm, normally the statements will be issued by who? The fund house or fsm?

I bought amdynamic bonds through ambank last year. Can we merge it into fsm account?

Statement
- By FSM

Yes u can apply to "transfer in" your holdings from AmBank to FSM
Refer https://www.fundsupermart.com.my/main/buysell/transferIn.tpl?

This post has been edited by Pink Spider: Jun 25 2012, 11:57 AM

There are some funds in which the performance is better than ASM/ASW/ FD.

Havin the idea of 'diversify' my investment, havin an UT agent nw & probably gonna trade some myself too
If the fund recommended by agent doin well, band wagon ; do you guys think it's a good idea?

Engaging the agent reason is I'm still freshie to the market besides havin someone to help me manage it since I'd have less time monitoring them especially the aggressive funds

Don't rely to much on agents... I used to purchase with PM agent and no words from that agent heard... How nice huh, refer to agent which is know how to count commission and sales target only. So put effort to read and analysis more and more.

Yup, only planned for beginning stage where i need more guidance from agent due to nature of my work
Thats why having another cash account to gain some first hand experience in trading while letting learning from seniors here

I'd say...UT or share trading or share investing they're all quite similar...u won't learn til u lost money

do not generalize.

just accept that u out of luck when u meet that consultant. some consultant pursue sales because of commission. some consultant pursue sales because they really want to guide and show the public how to gain more profits.

there are many consultants out there (regardless UTMC) that received many awards in the industry and yet their clients still continue to subscribe with his/her service.

make friends with Agency Supervisor(AS) or Agency Manager(AM) of UTMC. they can teach u how.

if u meet part time consultant, u still can get the knowledge, but not as a whole.

OR u can hang out here and we have members that can guide u more or less about investment.

Well I do come to know a fulltime UT agent but there still this saying, my money my decision..
so probably i will start slow with learning from both ends, before go fully on my own & guide the future freshie in times to come

Glad to have seniors like Hafiez, pink spider, cheah, ML and etc where I could learn from their experience

Do i need to have Central Depository Account (CDS) before open an account in FSM to buy any bond?

Unit Trust don't need CDS account lah

Just open an investment account with FSM, everything u need to know is explained in the FAQ section of its website. Take time to fully explore the website, PUT IN SOME EFFORT, all u need to know can be found.

Thanks for all sifus here....i jus fill in the form n send them..just wonder if need to open any CDS account or not ahahaha..now got the answer d

CDS is for shares and mainly useful for IPO.

i send all needed documents via email y'day and received call today.. so i need to wait 2-4 days, after than then my account will be activated?

wait for them to post a sealed letter with your initial login password

What account to open is better? Personal or with beneficiary?