I always maintain cash buffer of about 25% of my portfolio in OSK-UOB Cash Management Fund to prepare for topping-up opportunities

Next 6 months would be global equities bargain shopping time

Switching from bond to equity takes T+4 to be processed unless u are switching from within the same fund house.

Equities during volatile times can dip 1% today, 2% tomorrow, 1% the next and then rally 2-3% u know...
...with Cash Management Fund I can buy in on the same day.

And with net yield of 3%, what's there to complain?

Me akauntan lesen "P" only lar

Only FDs and UTs, no REIT/property, yet.

UT allocation: 75% bonds 25% equities (abnormally high % in bonds cos just splurged on AmDynamic Bond )
My usual allocation is between 50/50 and 60/40

55% in Malaysian bonds
10% in Emerging Markets bonds
7% in Global bonds (overweight Asia)
10% in Emerging Markets equities
18% in Global Equities

NO Malaysian equity fund in my portfolio

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Added on July 17, 2012, 3:03 pmPlease read FAQ section in FSM website

This post has been edited by Pink Spider: Jul 17 2012, 08:45 PM

David must be now

Don't need active...my ex-GF since open akaun tak pernah touch...I still receiving her copy til now

United EMBF is denominated in SGD

One reason I suspect would be SGD appreciating against MYR, helping the NAV in RM terms
E.g. u buy RM100 when RM2:$1. Later when RM2.5:$1, your holding would be valued at RM125. Get it?

(in SGD terms)
1 year: 5.85%
2 years: 5.35%
3 years: 8.98%
5 years: 6.68%
10 years: 6.71%

Not bad what?

Its up 3.68% in past 3 months...quite consistent with my holding's performance.

This post has been edited by Pink Spider: Jul 18 2012, 10:18 PM

if u THINK properly, AmDynamic Bond lagi teruk

With EMBF, u buy in SC 1.5% (normal SC rate), RM1,000 means u pay RM1,015
then profits are all yours

But with AmDynamic Bond, u buy in no SC, RM1,000
but years later u sell, RM1,000 sudah jadi RM2,000...exit fee 1% means u "rugi" RM20

With FSM, 1.5% for EMBF not too bad lar...if u buy thru banks, 3% yo

Hwang Select Bond Fund also not bad...invests in global bonds, overweight Asia but also with 1.5% SC

SBF vs EMBF
- EMBF higher returns. Managed from SGD perspective
- SBF lower volatility. Managed from MYR perspective

How about u 1st tell us what makes u considered it?

Agree. But European equities kena lagi teruk compared to US equities due to the ongoing sovereign debt crisis...

Just tried to compare the performance of RHB - GS US Equity Fund to EA Global Leaders MY Fund's...GS only has 1 year return to compare...

I still like EAGLF more...

Why?
- It searches for and invests in "leader" companies across markets
- Currently its overweight US (for obvious reasons, cos most "leaders" are either in Dow or S&P 500), remainder in Europe and Japan
- Very little exposure to Asia Ex-Japan

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Added on July 18, 2012, 11:21 pmYo still remember me from GGC?

This post has been edited by Pink Spider: Jul 18 2012, 11:21 PM

FYI, Prince_Hamsap and PrinceHamsap are 2 different ppl

Oops, I forgot u are Red Tag

Welcome onboard the FSM ship

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Added on July 18, 2012, 11:41 pmBut different approach to stock picking...

GLeaders - Search for "leader" companies that are attractively valued
GStars - Search for stocks that will outperform the market

Read their prospectus

This post has been edited by Pink Spider: Jul 18 2012, 11:41 PM

caveat emptor, kalau rugi jangan cari saya

Alliance Global Equities also not bad, strong performer. But not recommended for u since u already Asia-heavy...cos it's investment mandate is 2/3 in Asia, actively managed and 1/3 in US+Japan+France+Germany+UK, passively managed.

why not u buy Pacific Global Stars then we compare our portfolio returns

High risk? Either China equity fund or Emerging Markets Equity fund...rollercoaster macam gambling

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Added on July 19, 2012, 12:38 amLook at their list of recommended funds...or use fund selector...

This post has been edited by Pink Spider: Jul 19 2012, 12:38 AM

I thoughts u already have an ASEAN fund, and u were that "somebody"?

I remember already, it's Kaka the Italian flag

Never studied ASEAN funds

Later tonite free baru tengok

David, in the meantime why not consider Pheim Asia Ex-Japan (both the conventional and the Shariah-compliant one)...though the name is "Asia Ex-Japan", they're ASEAN-overweight.

My company invested some money with Pheim...they're crazy market beaters I tell u...

Look harder

Charges are listed on the page of the fund itself...e.g.

http://www.fundsupermart.com.my/main/fundi...number=MYOSKEMB

scroll down for "FUND CHARGES"

Only (1) concerns u, the others are calculated and reflected in the NAV valuation...i.e. u "incur" those without u knowing it.

E.g. u wanna buy RM1,000 worth of Fund ABC, Fund ABC SC = 2%, so u have to invest/pay RM1,000 + 2% = RM1,020