i know someone who started CC biz..total up everything she said RM60k.
and as hard as it may sound to u, her biz fall within a year. opening a CC now is a competition as u need to provide services which other CC out there can't. example: besides gaming, do printing/scanning service etc etc.

p/s: if u wan, i can discuss with u bout the ideas what could be done as I did it last year for my Diploma project.

Penang?! seems like a hassle to discuss further. well, if so happens u come down to KL, i'll share with you my college proposal and perhaps u can take a look. besides, there's a biz i'm doing which u can take a look at which might generate your RM60k faster than 2years w/out having to eat roti canai everyday.

do keep in touch if your serious with your business plan. take care!! =)