hi Colaboy, a few things to double confirm with you:
1) so this plan that u showed is need us to pay the 3400/yr for 25yrs? meaning we have contributed 85k, and the cash value is 51k if we choose to cash out, rite?

2) i heard the 3k annuity tax relief is only applicable for premium contributed from yr 2012-2021 (10 yrs) even if we pay for 25yrs. cayou confirm on this?
So far the government announced that 2012-2021 is the year eligible for this rebate, but who knows if government may extend it on 2012? Like out hybrid tax.

3) based on your quotation, does it mean we can only get the income for 10 yrs (guaranteed + projected)? after that the plan will cease and we still can back the cash value projected there?

4) what does your insurance cover? death? disablement? 36 disease?
For great eastern, when death, disablement, or 35 critical illness, the cash value will be refunded.

sorry for asking so many questions, this annuity is new to me, and not many people is well versed in it including my insurance agent. thank you.

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Added on November 19, 2012, 5:57 pm

can you show your quotation as well so that can do comparison?