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 3 Elements SOFO

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liam_emmet
post Aug 13 2012, 10:55 PM

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QUOTE(antih2o @ Aug 13 2012, 11:24 PM)
Developer only pay for interest under DIBS up to 4.4%....
MBSB is BLR-1%.... which means now is 5.6%..... the purchaser still need to pay the difference 1.2%
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yea antih is rite


Added on August 13, 2012, 10:57 pm
QUOTE(antih2o @ Aug 13 2012, 11:24 PM)
Developer only pay for interest under DIBS up to 4.4%....
MBSB is BLR-1%.... which means now is 5.6%..... the purchaser still need to pay the difference 1.2%
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yea antih is rite


This post has been edited by liam_emmet: Aug 13 2012, 10:57 PM
liam_emmet
post Aug 22 2012, 06:43 PM

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QUOTE(awh85 @ Aug 22 2012, 01:54 AM)
go showroom and find out for yourself. u clearly dont have all the details yet come in with your all-knowing attitude.
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yo bro awh85, nice one !~! notworthy.gif
liam_emmet
post Aug 29 2012, 11:46 PM

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u guys forget about paragon 3? same area too... i think near to O2... seriously i think this area will boom also..
liam_emmet
post Aug 30 2012, 11:21 AM

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QUOTE(661188 @ Aug 30 2012, 01:45 AM)
I also feel that Equine will improve after the MEX cut-in is ready but am still not sure about the rental target market. Anyhow I see it a decent place for own stay especially if 3E really can secure a cinema  cool.gif
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yup... and they claim that there will be a mall bigger than midvalley being constructed just after cyber/putra toll.. my fren work in cyber n he saw construction ardy started


Added on August 30, 2012, 11:23 am
QUOTE(jonnie @ Aug 30 2012, 11:47 AM)
What's the price for 752 sq ft?
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about 450 per sf after discount...so u calculate back urself lo... and additional rm500 with each level up... but till wat level they claim to be exclusive i duno la...the price sure up on the exclusive level


Added on August 30, 2012, 11:28 am
QUOTE(661188 @ Aug 30 2012, 01:45 AM)
I also feel that Equine will improve after the MEX cut-in is ready but am still not sure about the rental target market. Anyhow I see it a decent place for own stay especially if 3E really can secure a cinema  cool.gif
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aiya 661188... if u think of rental kinda hard la with those amount of installment.. but if u stay for ur own, plus the easier entry level.. i think it is worth it

This post has been edited by liam_emmet: Aug 30 2012, 11:28 AM
liam_emmet
post Aug 30 2012, 04:12 PM

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QUOTE(SKfolk @ Aug 30 2012, 02:01 PM)
The mega mall is next to IOI Marriott hotel, opposite serdang hospital?yes, equine is an ideal place for staying, low density and no pollution from the factories and the bukit hitam forest reserve is just next to it.
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with the increasing population and 4-5 launching just in that area..not to mention all those exisitng landed property such as 16 sierra etcc... i dont think it is low density. in fact i always heard ppl complain about the traffic...

aihh, nowadays kl / selangor area mana no landed la... my current stay to work is about 10-15km oni.. it took me few times b4 1 hour to reach back home leh.. sienzz
liam_emmet
post Aug 30 2012, 04:32 PM

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QUOTE(SKfolk @ Aug 30 2012, 05:20 PM)
The traffic is happened at peak hour and short distance only. This will resolved after completion of MEX and SKIP.
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yup yup..agree..hopefully the kidex will be build also... smile.gif
liam_emmet
post Aug 30 2012, 08:51 PM

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QUOTE(roonneo @ Aug 30 2012, 06:29 PM)
Just got a call from HLBB about loan issue. Which bank offer is the best? Anyone can share? Btw, my unit is 901 sqft serviced apartment.
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i got apply mbb, ocbc and hlb.. mbb quota apparently seems full, no reply me after 3-4 weeks. ocbc get back to me in about a week ++ and got 90% financing... mrta, legal fees all tarok masok... hlb know got some rebate for the buyer.. as such i was offered i think 85% financing.. but few weeks after that they call me back and offer 90%..too late by then, i take ocbc ardy

n hlb got some special term...if u wan finance mrta, legal fees duno wat wat charge more.. i would say ocbc is ok so far at the moment.


Added on August 30, 2012, 8:53 pm
QUOTE(sean4tt @ Aug 30 2012, 07:13 PM)
Been compared with puchong area. Anyway, the place with more jam its more value... It is a truth... So i bought a property in puchong. But kinda weird when 3 elements mentioned located at sri kembangan as 'Puchong south'.

Smart idea following "Damansara" as sample.
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nowadays developer wan borrow 'ong' name.. u see, purely damansara words got so many different places and make ppl confusing only


Added on August 30, 2012, 9:02 pm
QUOTE(antih2o @ Aug 30 2012, 09:29 PM)
what do you mean by no need worry other things?
the developer only offer 5% discount, which means you need to pay for 5% downpayment...
and also the booking fee is 5k le......

somemore for nouvo, still need to pay for legal fees on loan...

not like sovo, sovo get 15% discount, and free everything..... :-(


Added on August 30, 2012, 8:31 pm
what do you mean by no need worry other things?
the developer only offer 5% discount, which means you need to pay for 5% downpayment...
and also the booking fee is 5k le......

somemore for nouvo, still need to pay for legal fees on loan...

not like sovo, sovo get 15% discount, and free everything..... :-(
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ermm, i can share my experience wt u that it is really hard to get new launching that 'free everything'... there is some project that i know got such goof stuff, e.g one south..but even that the legal fees on loan u still need to pay.. and must remember those property easily cost 400k and above...

and for soho if they give everything free, u kira balik how much per sf it can goes as high as rm500 per sf...they ardy factor in all the so call free stuff in the price and kasi u balik discount..

This post has been edited by liam_emmet: Aug 30 2012, 09:02 PM
liam_emmet
post Aug 30 2012, 11:56 PM

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QUOTE(antih2o @ Aug 31 2012, 12:11 AM)
i also think that OCBC so far offer good rate and fast approval.....
MBSB too high interest, but no LTV applied.....
MBB and HLBB seems like target full already......

still got HSBC and Ambank geh...
HSBC is full flexi loan, which means need to pay RM 200 upfront and maintain current account with RM 10 one month.

I would say that this is kindof give and take situation...
you get cheap price, but small house and no partition.....
you get high price, bigger house, but not much discount....
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MBSB kasi pun tak mau la... -1% only shocking.gif

yes, about full flexi loan u need to ask whether the every month rm10 start to count from the date u sign the offer letter from the bank.... or when u pay installment oni pay..


Added on August 30, 2012, 11:57 pm
QUOTE(Wee Garden @ Aug 31 2012, 12:39 AM)
But once u hv a new baby, that is totally different story... Yes, for new couple, tat is perfect time for both in short term. Single bachelor even better... Of course, just personal opinion, i m not saying tat after this property then cant afford for second property. In short term, yes... it is good enough.. In long term, for those to hv their own family (with children), tat would not b good. Yes, in conservative way of thoughts, if wanna get second house, not everyone has higher salary or pay for long term commitment if further future the property price goes sky high, it is a concern.
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its consider a good start for youngster to own a property la.. when got family then aim for landed lo... as the chinese saying goes...small house pindah big house ma

This post has been edited by liam_emmet: Aug 30 2012, 11:57 PM
liam_emmet
post Aug 31 2012, 12:27 AM

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QUOTE(roonneo @ Aug 31 2012, 01:24 AM)
Guys, below are the terms offered by HLBB:-

1. Margin of financing up to 90% + 5% (MDTA/MRTT/CMV and FLV)
2. Interest rate BLR-2.35% p.a.
3. Tenure up to 30 years or age 65 whichever earlier
4. No holding period and Early Termination penalty

Any comment on the above?  notworthy.gif
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full flexi or semi? need to pay to open account?
liam_emmet
post Aug 31 2012, 06:04 PM

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QUOTE(boonheng87 @ Aug 31 2012, 08:04 AM)
Maybank also -2.4% but no lock down period and can give up to 40 years if u'r a degree holder...
u do know what -2.35% differs then -2.4% BLR over 30-40 years tenure? =)

yea, numberic about 0.05% differ but if u convert it to RM over 10 years u will be surprise.

For OCBC de loan takers, just want to know why you guys opt for MRTA instead of MLTA? TQ.
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liam_emmet
post Sep 1 2012, 11:25 AM

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QUOTE(bfp998839 @ Sep 1 2012, 05:36 AM)
No. I'm just get an offer letter from Maybank with this offer.


Added on September 1, 2012, 4:38 am
Yes. You see right. So, I'm going to take OCBC offer.
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there are pros n cons..OCBC dont have interest max capped.. mbb maxi home loan have.. but looking at the situation, i dont think the blr will go higher than 6.6
liam_emmet
post Sep 2 2012, 05:00 PM

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QUOTE(Wee Garden @ Sep 2 2012, 01:25 AM)
Soon, i will be getting loan also.. some banks have problem of limit capping. I realised something, bank's end financing project list is for Block A & B. Which if those plp buying Block C, there is not within bank's End Financing project list. So how? Any banks recommended to get 90% margin for Block C?? Anyone encountered this issue too?
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opt for that wat wat mbsb? but highly not recomended la


Added on September 5, 2012, 5:39 pmany ppl here would like to buy a unit there? kasi intro intro la coz they have sort of rm1k rebate for introduction.. im not sure whether the program ended yet or not. if can kasi share half half also good ma brows.gif

This post has been edited by liam_emmet: Sep 5 2012, 05:39 PM
liam_emmet
post Sep 10 2012, 03:36 PM

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QUOTE(buzz_peppermint @ Sep 10 2012, 02:44 PM)
when are the gov going to build lrt in sk ? is it in front of the 3 e
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haha..slow slow wait la... now the lrt/mrt extension is not yet done also... at least 5 years time after the current lrt/mrt finish construct
liam_emmet
post Sep 13 2012, 12:34 PM

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QUOTE(SKfolk @ Sep 13 2012, 08:28 AM)
There are still many alternate route u don need to pay tolls.
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and depend where u want to go actually.. about no need pay toll, haha i think dont ever dream about it
liam_emmet
post Sep 13 2012, 10:06 PM

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QUOTE(SKfolk @ Sep 13 2012, 08:26 PM)
Why not? If u go to kl at off peak period, u don need to pay single toll.
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how about petaling jaya, kelana jaya side?
liam_emmet
post Sep 14 2012, 11:07 AM

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QUOTE(SKfolk @ Sep 14 2012, 10:33 AM)
U can use LDP, but if u don want to pay toll, use jln puchong go to tmn Sri manja, then go to pj old town, then from there u know how to go anywhere in PJ.
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walao eh , so big round oni can reach destination... i rather pay rm1.60 toll
liam_emmet
post Sep 14 2012, 03:43 PM

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QUOTE(seanooi880327 @ Sep 14 2012, 04:07 PM)
Ya la...thats y depends the market and the development that time....
This area confirm gt potential.. just the matter of time... biggrin.gif
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totally agree...eh any of u guys heard that this property can hand over the key after 3.5 years? im refering to s.apartment. if after 3.5 years oni hand over the key, how about the interest free scheme? isit fully dibs 3 years or 3.5 years?
liam_emmet
post Sep 15 2012, 11:41 PM

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QUOTE(SKfolk @ Sep 15 2012, 12:57 AM)
Pay toll can save my time I don't mind to pay but I don want paying toll but still get stuck in the jam like LDP.
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yeah agree thumbup.gif


Added on September 15, 2012, 11:46 pm
QUOTE(ruben7389 @ Sep 15 2012, 02:22 PM)
How bad is their workmanship? Ive only heard of delay from this developer
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yea, u bought any unit? confirmed by a banker only 3.5 years can get the key..so the question is whether the 6 months interest will be serve by the purchase or the buyer.. any idea?

This post has been edited by liam_emmet: Sep 15 2012, 11:46 PM
liam_emmet
post Sep 19 2012, 05:55 PM

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hallo..to those buyer...have anyone of u heard the construction for this 3element took 4 years instead of 3 years? can the buyer here reconfirm with the developer about this?
liam_emmet
post Sep 19 2012, 11:30 PM

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QUOTE(seanooi880327 @ Sep 19 2012, 07:00 PM)
from what i heard.. 4 years..
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so the dibs scheme applicable to 3 years or 4 years?

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