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 3 Elements SOFO

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jasonnew_new
post May 21 2012, 07:43 PM

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I just plan and decide want to get an unit.
Thanks for all the information here.
I like this property just because of the Pasar Borong just besides the Property. Very convenience!
jasonnew_new
post May 22 2012, 12:15 AM

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Hi, in your guys opinion, will there easy to get residential loan approval if second property?
jasonnew_new
post May 22 2012, 03:26 PM

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QUOTE(ruben7389 @ May 22 2012, 04:22 AM)
should be ok depending on your income levels, but best speak to the bankers there to check out first

Heard from Allia*ce their loan is term loan?? so according to banker in ccris will not be reflected as a home loan but a non-housing loan... so say this is your 2nd home loan, you can still after this buy another property under 90% MOF only cannot apply under them as their internal record only will show as home loan so must apply under other banks only.  However rates and tenure etc all exactly the same

Anyone can confirm if this can be done?  Dont want to do this and then when want to buy another house get stuck
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Hi Ruben, can you please PM me the Maybank person in charge too? Today i asked the SA about the Alliance Bank Banker contact, but they told me that the Alliance faced some issue, and temporally out from the panel bank first. Anyone had already Alliance Bank loan Approval?
or anyone can PM me UOB contact person number?
jasonnew_new
post May 22 2012, 04:17 PM

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QUOTE(seanooi880327 @ May 22 2012, 03:38 PM)
Are you confirmed about Allian*e issue? I submitted to them by last week.. Still waiting the result..
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seanooi880327, can PM me the alliance Banker number? I need their help.
jasonnew_new
post May 22 2012, 04:44 PM

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QUOTE(seanooi880327 @ May 22 2012, 04:30 PM)
PM'ed...
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Got it, Thanks a lot.

One things i do not understand for Maybank why they will consider your credit card limit in the commitment although you do not have any outstanding.
Example : One card credit limit is RM5,000; and let's say if you have 2 cards, mean your total credit limit is RM10,000. and you will given 10% of your total credit limit as your commitment (RM1,000 in this case). which make me breach my 70% commitment for MAYBANK cry.gif
jasonnew_new
post May 22 2012, 05:05 PM

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QUOTE(awh85 @ May 22 2012, 04:55 PM)
i thought they only took 5% of your outstanding into consideration?

example, i have RM1000 oustanding in my bill so RM50 will be added to credit evaluation.
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Not. MayBank girl told me will be 10% from the total credit card limit. hence, although I settle my bill every month without outstanding, but I still will have RM1,000 in my commitment if I hold 2 credit cards.
jasonnew_new
post May 22 2012, 05:30 PM

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QUOTE(awh85 @ May 22 2012, 05:08 PM)
not sure on this.. i also settle full amount every month.. but i guess they probably take the amount still owed at that time of point regardless of whether or not the due date has reached.
my banker did not tell me about this. maybank girl or lady? if that is the case, for those 10K credit limit or more easily add RM1k to the credit rating.. doesnt make sense. you might want to double check with her.
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May be they tipu me, cos she keeps asked me to decrease the margin.

Added on May 22, 2012, 5:54 pm
QUOTE(seanooi880327 @ May 22 2012, 04:30 PM)
PM'ed...
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Hi Seanooi, what is the package you got for Alliance Bank? BLR minus what?

This post has been edited by jasonnew_new: May 22 2012, 05:54 PM
jasonnew_new
post May 22 2012, 06:05 PM

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Hi..sorry for mistake, i just called the MayBank again, and she figured out her mistake on math which 1% for RM10,000 for RM1,000. which actually the correct amount is RM100 only.
jasonnew_new
post May 23 2012, 03:38 PM

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Hi, Be informed that some of the Block A units have been open back for sales since some of the buyers loan kena rejected.

and the price will still same as previously before Rm8,000 increase in Block B. Heard from SA, the price will only increase after 31th May.
jasonnew_new
post May 23 2012, 10:41 PM

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QUOTE(SKfolk @ May 23 2012, 05:42 PM)
How many units in Block A are opened?
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Today i went there and saw few units only which is A-20-20, A-20-21, A-10-something, and one more is A-22-12. but all just around the lift, do not like the lift sound... and if not mistaken, the A-20-20 531sqf is about RM277k like that
jasonnew_new
post May 25 2012, 05:34 PM

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QUOTE(Schizophrenia888 @ May 25 2012, 04:22 PM)
Does anybody know the take up rate for block B?
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I'm taking Block B. What is the rate you mean?
jasonnew_new
post May 25 2012, 06:07 PM

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QUOTE(mcken @ May 25 2012, 05:51 PM)
He means how many units has been sold so far and the % smile.gif
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Pai seh....

Right now, Block B only open the floor 10-18 for sales. floor 18 fully reserved edi. and I fell sales is slowing down since people want to make the price compared between Zeva which will open next weekends, election soon, and also about economics problem recently bah.
jasonnew_new
post May 25 2012, 08:35 PM

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QUOTE(Schizophrenia888 @ May 25 2012, 08:13 PM)
How much did u buy your unit for n what size?
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Bout 296 for 559sqf
jasonnew_new
post May 25 2012, 09:15 PM

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QUOTE(Schizophrenia888 @ May 25 2012, 09:05 PM)
RM296k is before discount right? So it is RM450 psf? It is same price as block A.
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not, the price is higher than blockA for the same unit
jasonnew_new
post Jun 19 2012, 09:06 PM

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QUOTE(chong_lc @ Jun 18 2012, 12:01 AM)
zeta and 2 element also nearby pasar borong. zeta is nearer to pasar borong compare to 3 element.  brows.gif

i'm staying at equine park since 2003.
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Hi Chong, may I know that you actually know the location for both zeva & 3 elements? Since the project name you also can spell wrong, I really suspect on it. 3 elements is the project behind petronas station, so it just besides Pasar borong. Then the zeva is opposite jusco which far away from Pasar borong.
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