i) HLB Fortune - 1% Unlimited Cashback but, need min. accumulation spending RM2000/month to qualify CB capped at RM 5000 with Max.$50 cash back, If you X Achieve (RM2K /monthly) then the CB burn off https://www.hlb.com.my/main/personal/cards/fortune-card

ii) HLB Essential
• 0.6% unlimited cash back on insurance transactions Or Other retail transactions, NO CB for Petrol
• 0.6% cash back on RM5,000 spend (tier 1)
• 1% unlimited cash back on subsequent spend (tier 2)
https://www.hlb.com.my/main/assets/files/ne...and-updates.pdf

I would , but sometimes my expenses go higher than RM2500 a month. Thinking which other card other than SCB cashback gold and essential would be beneficial for me. I don't feel that it's worth it getting only 0.6% from Essential.