Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Hong Leong Fortune, The Good / Bad of the Cards.

views
     
sg999
post Oct 2 2016, 11:52 PM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
any member is using this card?
Pls share and compare with HLB essential card.
Which one is better?
sg999
post Oct 3 2016, 10:26 AM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
QUOTE(fly126 @ Oct 3 2016, 11:18 AM)
i) HLB Fortune - 1% Unlimited Cashback but, need min. accumulation spending RM2000/month to qualify CB capped at RM 5000 with Max.$50 cash back, If you X Achieve (RM2K /monthly) then the CB burn off https://www.hlb.com.my/main/personal/cards/fortune-card

ii) HLB Essential
• 0.6% unlimited cash back on insurance transactions Or Other retail transactions, NO CB for Petrol
• 0.6% cash back on RM5,000 spend (tier 1)
• 1% unlimited cash back on subsequent spend (tier 2)
https://www.hlb.com.my/main/assets/files/ne...and-updates.pdf
*
Thx for your analysis.
I guess no 2 is better.
Anyone try to use Essential card to pay ptptn? hope can enjoy the 0.6% cash back.
sg999
post Oct 4 2016, 12:09 AM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
QUOTE(lilsunflower @ Oct 3 2016, 12:41 PM)
You need to double check the MCC code of PTPN and whether HLB counts this as government. For example, Pos Online is Postal Services but it is categorises as government by HLB and ineligible for cashback.

I use HLB Fortune. Was a Wise user. I definitely hit RM2k per month through recurring payments like condo fees, gym membership and car maintenance etc, which I can't get 1% cashback from any of my other cards.

The choice between Essential and Wise depends on your spending pattern. Fortune also has annual bonus above certain  thresholds, so that's a plus point.
*
so the essential card cash back is exclude gov bodies? bangwall.gif
sg999
post May 25 2018, 12:23 PM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
Any fortune card user here?
Currently i'm essential card user here.
Wish to change to fortune card because offering minimum 1% cash back compared to essential just 0.6% for first 5k.
sg999
post May 25 2018, 05:13 PM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
QUOTE(degionz @ May 25 2018, 02:37 PM)
I think u no need change maybe u can just add card?
*
Just call to cs.
im not allow to add card.
Cs ask me apply from branch, follow normal procedure. bruce.gif
sg999
post Dec 18 2018, 08:04 PM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
Going to terminate essential card and change to this!
They revised essential card to 0.4% for 1st 7k!
sg999
post Dec 28 2018, 09:10 PM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
No new application allow for this card.
=.=
sg999
post Jan 4 2019, 10:48 PM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
QUOTE
We regret to inform you that we have discontinued our Fortune credit card.

Should you need any further assistance, please do not hesitate to reach out to us.

Thank you.
.

sg999
post Jan 5 2019, 11:46 AM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
QUOTE(Barricade @ Jan 5 2019, 10:29 AM)
Where did u get that message?
*
I apply fortune card by online
cs called me say no longer accept new application and discontinued.
i pm HLB FB, this is their reply.
sg999
post Jan 7 2019, 12:56 AM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
QUOTE(Barricade @ Jan 5 2019, 03:32 PM)
Just chat with customer service

"Thank you for your inquiry.

This is true because the stock is very limited. Hence all application or card renewal will be put on hold until the Fortune card stock is available."

Not discontinued la..... just temporarily stopped due to shortage of Fortune card
*
shortage of card? lol
so funny meh laugh.gif
sg999
post Jun 25 2020, 11:22 AM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
I wish to apply this card!!!But can't.
sg999
post Jun 25 2020, 10:32 PM

Regular
******
Senior Member
1,027 posts

Joined: May 2008
[quote=cybpsych,Jun 25 2020, 12:38 PM]
*

[/quote]
yourself already know about this last year, right?
*

[/quote]
Yes, I still remember the moment i want to submit docs and i saw this announcement.

 

Change to:
| Lo-Fi Version
0.0331sec    0.49    7 queries    GZIP Disabled
Time is now: 8th December 2025 - 03:51 PM