any member is using this card?
Pls share and compare with HLB essential card.
Which one is better?
Hong Leong Fortune, The Good / Bad of the Cards.
Hong Leong Fortune, The Good / Bad of the Cards.
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Oct 2 2016, 11:52 PM
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#1
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Senior Member
1,027 posts Joined: May 2008 |
any member is using this card?
Pls share and compare with HLB essential card. Which one is better? |
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Oct 3 2016, 10:26 AM
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#2
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Senior Member
1,027 posts Joined: May 2008 |
QUOTE(fly126 @ Oct 3 2016, 11:18 AM) i) HLB Fortune - 1% Unlimited Cashback but, need min. accumulation spending RM2000/month to qualify CB capped at RM 5000 with Max.$50 cash back, If you X Achieve (RM2K /monthly) then the CB burn off https://www.hlb.com.my/main/personal/cards/fortune-card Thx for your analysis.ii) HLB Essential • 0.6% unlimited cash back on insurance transactions Or Other retail transactions, NO CB for Petrol • 0.6% cash back on RM5,000 spend (tier 1) • 1% unlimited cash back on subsequent spend (tier 2) https://www.hlb.com.my/main/assets/files/ne...and-updates.pdf I guess no 2 is better. Anyone try to use Essential card to pay ptptn? hope can enjoy the 0.6% cash back. |
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Oct 4 2016, 12:09 AM
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#3
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Senior Member
1,027 posts Joined: May 2008 |
QUOTE(lilsunflower @ Oct 3 2016, 12:41 PM) You need to double check the MCC code of PTPN and whether HLB counts this as government. For example, Pos Online is Postal Services but it is categorises as government by HLB and ineligible for cashback. so the essential card cash back is exclude gov bodies? I use HLB Fortune. Was a Wise user. I definitely hit RM2k per month through recurring payments like condo fees, gym membership and car maintenance etc, which I can't get 1% cashback from any of my other cards. The choice between Essential and Wise depends on your spending pattern. Fortune also has annual bonus above certain thresholds, so that's a plus point. |
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May 25 2018, 12:23 PM
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#4
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Senior Member
1,027 posts Joined: May 2008 |
Any fortune card user here?
Currently i'm essential card user here. Wish to change to fortune card because offering minimum 1% cash back compared to essential just 0.6% for first 5k. |
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May 25 2018, 05:13 PM
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#5
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Senior Member
1,027 posts Joined: May 2008 |
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Dec 18 2018, 08:04 PM
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#6
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1,027 posts Joined: May 2008 |
Going to terminate essential card and change to this!
They revised essential card to 0.4% for 1st 7k! |
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Dec 28 2018, 09:10 PM
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#7
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1,027 posts Joined: May 2008 |
No new application allow for this card.
=.= |
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Jan 4 2019, 10:48 PM
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#8
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Senior Member
1,027 posts Joined: May 2008 |
QUOTE We regret to inform you that we have discontinued our Fortune credit card. Should you need any further assistance, please do not hesitate to reach out to us. Thank you. . |
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Jan 5 2019, 11:46 AM
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#9
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Senior Member
1,027 posts Joined: May 2008 |
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Jan 7 2019, 12:56 AM
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#10
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1,027 posts Joined: May 2008 |
QUOTE(Barricade @ Jan 5 2019, 03:32 PM) Just chat with customer service shortage of card? lol"Thank you for your inquiry. This is true because the stock is very limited. Hence all application or card renewal will be put on hold until the Fortune card stock is available." Not discontinued la..... just temporarily stopped due to shortage of Fortune card so funny meh |
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Jun 25 2020, 11:22 AM
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#11
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Senior Member
1,027 posts Joined: May 2008 |
I wish to apply this card!!!But can't.
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Jun 25 2020, 10:32 PM
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#12
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Senior Member
1,027 posts Joined: May 2008 |
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