the card is 'conditional free-for-life card'..other banks offer unconditional free-for life card..need to keep track on spending (use twice every months/spend 8k) just for the annual fee waiver..i also got this card, but im cancelling it before anniversary
the calculation for rebate is also confusing a bit..i prefer straightforward 5% by the end of the month automatically debited

where to check cash rebate online? and how to use it? if let say i have $100 cash rebate, can i use the cc for $100 and pay it using the cash rebate? do they auto-pay or i must tell them to do so?