insurance for baby, any recommendation
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 Dec 15 2011, 10:29 PM
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#1
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190 posts Joined: Jan 2003 
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QUOTE(Kasumie @ Dec 15 2011, 10:06 PM) Welcoming my baby boy next few months time. So would like to check out n research any kind of good recommendations insurance coverage from parents here? Not too expensive please, max 500 is it possible? RM500 per month or per year? |
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Dec 16 2011, 12:22 AM
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#2
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190 posts Joined: Jan 2003
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minimum coverage available from AIA also RM640. for baby girl might be higher
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Dec 16 2011, 12:36 AM
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#3
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190 posts Joined: Jan 2003
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QUOTE(Kasumie @ Dec 16 2011, 12:29 AM) Wow.. I forgotten to mention actually I'm looking for medical card. Is it gonna be the same ? yup for cashless medical card the cheapest is RM640 for boy, for below RM400 u have to wait your son reach 16 yo.Added on December 16, 2011, 12:33 am Wow.. actually the most important is medical coverage. If is medical card for kids will it be cheaper? I thought 400 could easily get a medical card for baby baby is more riskier according to underwriter  |
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Dec 16 2011, 08:57 AM
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#4
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190 posts Joined: Jan 2003
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QUOTE(katijar @ Dec 16 2011, 08:49 AM) why girl cost more? seriously i dont have good reason to answer this. but only medical insurance cost girl more than boy comparing to life insurance or critical illness insurance. |
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Dec 18 2011, 11:18 AM
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#5
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190 posts Joined: Jan 2003
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QUOTE(Kasumie @ Dec 17 2011, 06:20 PM) I have just check out.. for great eastern. From 1 to 5 yrs old boy cost 800 plus. Then after 5yrs old bout 5 to 6 hundred. This is the medical card. For AIA (Boy):4 weeks - RM640 1 year - RM618 2 year - RM597 3 year - RM555 4 year - RM490 5 year - RM470 6 to 10 year - RM444 this is medical card |
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Dec 18 2011, 12:51 PM
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#6
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QUOTE(minimart8 @ Dec 18 2011, 12:31 PM) How about for all? Some sort like investment link. I was told the total will be few thousand? And start from 1 month after delivered right? Because my baby boy coming out next month usually min for investment linked is RM1200 per year. but it also depend on payor info such as age, smoking or not and occpation.. |
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Dec 18 2011, 01:32 PM
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#7
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190 posts Joined: Jan 2003
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[quote=Kasumie,Dec 18 2011, 01:26 PM]
[quote=raph,Dec 18 2011, 11:18 AM] For AIA (Boy): 4 weeks - RM640 1 year - RM618 2 year - RM597 3 year - RM555 4 year - RM490 5 year - RM470 6 to 10 year - RM444 this is medical card [/quote does this same as great eastern that the first 4 mths after purchase the policy have no coverage? [/quote] i dont get you but for AIA, you only can apply 4 weeks after delivered. |
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Dec 18 2011, 02:11 PM
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#8
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190 posts Joined: Jan 2003
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QUOTE(Kasumie @ Dec 18 2011, 01:45 PM) what i meant was, when i buy this AIA medical card, does it cover the first 4 months starting from the date i bought the policy? oh you mean waiting period.coz great eastern does not cover the first 4 mths for the first time i buy the medical card, meaning for the 1st year, i pay for one year premium but the coverage starts only at the 5th month. its called 'waiving period' (not sure is it how it is spelled) ok for waiting period: - 30 days for hospitalization or surgery due to all other illnesses - 30 days for Out-patient Kidney Dialysis Treatment - 60 days for Out-patient Cancer Treatment - 120 days for treatment of surgery due to tonsils, adenoids, hernia or a disease related to the female generative organs - no waiting period for accident caused. |
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Jan 17 2012, 01:37 AM
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#9
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QUOTE(mamaraye @ Jan 13 2012, 09:57 PM) i just signed for Prudential - PRU early start, cost 2400/year, you can sign for unborn baby as 18 weeks until 35 weeks, it cover medical card & insurance for 25 years. medical card for unborn baby? how is that possible? |
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Jan 17 2012, 03:34 PM
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#10
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190 posts Joined: Jan 2003
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i mean, how unborn child using medical card?
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