I went with AIA, RM300/month. Investment linked medical insurance. Has a couple of plans inside, including A-Life Joy 2, A Plus scholar saver, A Plus Disability Care and a couple of riders including A Plus Health (which is the medical card), A Plus Critical Care, A Plus Baby Care, A Plus Junior Critical Care.

Ask an agent and have them plan the whole insurance plan according to your budget. My agent drafted a 200, 250 and 300 per month plan, along with the benefits for us. Very hard to research it on your own.

This post has been edited by kumiko_91: Jun 14 2020, 07:55 AM