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 insurance for baby, any recommendation

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Ewa Wa
post May 5 2019, 04:35 PM

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From: Kuala Lumpur


QUOTE(lowlowc @ Jul 17 2018, 12:08 AM)
PruMyChild covers what type of complications? Does it include premature birth where bb has to be in incubator for days/weeks?
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Should have incubator allowance every day only, not the medical bill for the incubator.
Ewa Wa
post Jan 14 2020, 04:40 PM

On my way
****
Junior Member
685 posts

Joined: Jul 2012
From: Kuala Lumpur


QUOTE(Afdhal92 @ Dec 31 2019, 10:18 AM)
is that possible insurance baby not more than Rm 200 ? Agent please PM me more details
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Yes,
Ewa Wa
post Jun 15 2020, 02:34 PM

On my way
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Junior Member
685 posts

Joined: Jul 2012
From: Kuala Lumpur


QUOTE(ch_kee83 @ Jun 13 2020, 01:55 PM)
Looking for a medical card for my 2mth plus baby.
Any good insurance plan recommendation?
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Much depend on ur budget and needs for the new born baby.

I would recommend for package plan bcoz it has the payer benefits: when death, total permanent disability and 45 Critical ilness, premium is waived for baby. which standalone medical card doesnt have this feature. baby medical plan ranging from RM200-300/m.

If budget is real tight then a standalone medical card is good too.

Leewah

Ewa Wa
post Jun 15 2020, 02:46 PM

On my way
****
Junior Member
685 posts

Joined: Jul 2012
From: Kuala Lumpur


QUOTE(popopi @ Jun 15 2020, 02:38 PM)
I having insurance the GE for my 2 kids when they are born... now they are 4 & 6... since the MCO. the budget is tight..
u think it is worth to cancel and change to medical only? both my kids' insurance is Rm200, Rm204....

Ur advice much appreciated..
Additional info, my company does provide medical card for me, wife and kids as of now.

Thanks  notworthy.gif
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Understand the difficult situation now. Talk to ur agent or login to e-connect to check on the current cash value. if the cash value is sufficient to tahan for at least 6 months then go for premium holiday 1st.
Ewa Wa
post Jul 20 2020, 02:10 PM

On my way
****
Junior Member
685 posts

Joined: Jul 2012
From: Kuala Lumpur


QUOTE(drbone @ Jul 19 2020, 05:28 PM)
Guys , will be expecting baby no 2 in December. Been looking at medical card coverage for the newborn , and most are coming to about rm250-300/month.

Coverage for medical , critical illness and life up till age 100. So far been looking at great eastern and AIA coverage.

Anyone here can give me your opinion ?

My first born has medical coverage till age 100 also with rm1million without lifetime limit but no life or critical illness coverage. Paying around
Rm160 for this. But will need to increase the coverage for this too in the coming weeks.
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Since both companies have prenatal plan which i think you can sign up now as ur wife still expecting. Prenatal plan covers jaundice and some congenital illness.

Before baby is delivered , this plan is covered for unborn child and expecting mommy. Once baby is delivered then this plan is auto to baby medical plan and covering till age 99.
Ewa Wa
post Jul 21 2020, 01:13 PM

On my way
****
Junior Member
685 posts

Joined: Jul 2012
From: Kuala Lumpur


QUOTE(drbone @ Jul 20 2020, 03:12 PM)
What is the price range?
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Ranging from Rm220/m onwards. Depend on ur needs and coverage in the plan.



 

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