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 Zefer Hill Residence, new launch

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irenekok
post Apr 4 2012, 01:52 AM

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QUOTE(kanasaikuat @ Apr 3 2012, 11:26 AM)
I guess GTRZ doesn't have experience/licensing to handle islamic loan agreement. I am not sure. But previously HSBC doesn't intro Islamic package to me. May be you can ask for non-islamic package from them.
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Added on April 4, 2012, 2:13 am
QUOTE(irenekok @ Apr 4 2012, 01:52 AM)
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I guess it's because the banker is from HSBC Amanah.


Added on April 4, 2012, 2:20 am
QUOTE(Chunkit9 @ Apr 3 2012, 02:48 PM)
i having the same problem... and i worried future i have to go to 2 lwyer firm to do signing... i hate it..
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You can ask the Loan Agreement lawyer to go to you or meet somewhere else at your convenience.
There is an item called 'transportation' try to ask for a legal fee quotation.


This post has been edited by irenekok: Apr 4 2012, 02:20 AM
irenekok
post Apr 4 2012, 09:51 AM

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QUOTE(Chunkit9 @ Apr 4 2012, 07:59 AM)
Welcome irene kok... R u zefer owner as well??

Legal fee mean SPA legal fees??
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Hi Chunkit. Thank you. I've booked a unit now pending loan approval.
The SPA Legal Fee is borned by developer. So usually the SPA lawyer will suggest to meet at developer's office.
I mean Loan Agreement Legal Fee + Government Stamp Duty (pay to same loan lawyer).
This is a cost purchaser has to pay aside from the 10% downpayment.
irenekok
post Apr 4 2012, 12:57 PM

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QUOTE(Chunkit9 @ Apr 4 2012, 12:27 PM)
waaa.. irene looking at ur reply... ur english is so good.. must be a very successful women...


Added on April 4, 2012, 12:27 pmOK, checked the SA said the Loan Agreement is still free..
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Haha. You've been deceived chunkit.
Try to check properly. I asked before, SPA is free, Loan Agreement is not. Some SAs who don't know anything will just say "yes yes yes..." Check with the SA Team Lead Kathleen or Carol.
irenekok
post Apr 4 2012, 02:33 PM

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QUOTE(Chunkit9 @ Apr 4 2012, 01:53 PM)
sorry type wrongly.. SPA is free not the loan agreement...


Added on April 4, 2012, 1:55 pmSo Irene, do u mind to share with us, why do u choose Zefer?
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1. 'cause no $ to buy other property around the area! - 3% down payment only. (LOL)
2. Price per sqft for Zefer is the most reasonable among developers' selling price I can see so far.
3. The build-up size is more practical as compared to studio/ service apartment.
4. Hence I guess highly possible people will buy for own stay. Therefore competition to resell(upon completion) is lower & easier compared to studio/service apt that's with higher density.
5. I heard from SA the developer is in the midst of getting listed on Bursa. I think they would not want to tarnish their own name (if the project fails) GUA...
BUT it might be hard to resell too cause the selling price is not cheap too('cause size is big).

Anyway these are all my personal point of view.


Added on April 4, 2012, 2:34 pmWhat about you chunkit? And other Zefer's future owners?

This post has been edited by irenekok: Apr 4 2012, 02:34 PM
irenekok
post Apr 4 2012, 03:16 PM

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QUOTE(Chunkit9 @ Apr 4 2012, 02:51 PM)
based on your point No. 4, u sound like a investor more than for own stay..???
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I've not decided yet. Would consider for own stay too. But my loan is not approved yet, maybe I'm not qualified to be your neighbour... :-(
irenekok
post Apr 4 2012, 05:29 PM

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QUOTE(Chunkit9 @ Apr 4 2012, 03:22 PM)
only 1 reason, i like that place... i was hoping to get the highest floor but too bad cannot afford it..
For me I prefer middle middle not so high level, scared of anything that might happened. So coward, me.


Added on April 4, 2012, 3:23 pm

looking at ur english standard, ur income wont be any lower than 5 figures.. so no problem laaa...
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hoho... How I wish. Thanks for looking up on me.
My English pretend to be good only. Don't be easily deceived.


Added on April 4, 2012, 5:34 pm
QUOTE(Dracula_X @ Apr 4 2012, 02:49 PM)
KanasaiKuat, quick qucik give IreneKok a free hug hands.gif , then she will be a member in your group.
Haha. Thanks. When I join the group you can guess that my loan is approved and am qualified to be your neighbour already!


This post has been edited by irenekok: Apr 4 2012, 05:34 PM
irenekok
post Apr 4 2012, 06:50 PM

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QUOTE(kanasaikuat @ Apr 4 2012, 05:42 PM)
All the best smile.gif If have the chance, 3 years later we swim together  wink.gif
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But I can't swim. Can I watch you swim? LOL
irenekok
post Apr 4 2012, 09:15 PM

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QUOTE(kanasaikuat @ Apr 4 2012, 08:47 PM)
Haha ok, chunkit we swim and Irene we drink beer at poolside.
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Okok. You drink beer & I drink root beer ok! ;-)

 

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