Your photo too big, i shrunk it for you.

The upgrading should be from semi mechanical to fully mechanical type. Should be odorless. Canopy as roof will be installed upon completion stage. Suggest you to to a screen to block this view


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Actually,

1st time withdrawal - you draw cash to your bank account and can use as you like for any house.

2nd time withdrawal onwards, it is directly to appointed home loan you want to reduce. Get your document balance from the bank. OCBC charges RM50 for Loan Statement for EPF withdrawal. You can withdraw only once a year to reduce balance of the house.

You can withdraw only for your first house and on completion of payment you can withdraw for your second house.

You cannot withdraw for your 3rd house and following houses.

You have option to withdraw on a monthly basis (automatically paid to the bank) to pay for your monthly instalments.

Process is simple now. There is NO form to fill in any more as compared to previously.

1. Just bring the Loan Statement for EPF, a copy of your latest EPF statement (print out at EPF) and a copy of your IC.
2. Go to EPF office.
3. Take a number from the counter.
4. Have your documents verified by the officer at the next counter.
5. Wait for you turn to submit your documents.
6. Provide your thumbprint.
7. Wait 7 days and money will be either in your bank/loan account.

Not sure why your OCBC charging you rm50 for a piece of paper. While my local banks do it free for me, but they need 3 days to process out.

You should try my 3rd option which EPF disburse monthly repayment directly to saving acc. Im using the money for others means of investment as i already got the house loan repayment covered.

have confirmed with the Developer office can handover the keys by August 2014

congratulations owners!

What is the price for now?

Thank you very much Peri Gor

Good to know & thank you Peri Gor. My unit is 3rd floor so good view of this

can relocate the the tanks? that spot is a nice for suria residence 2... seri kembangan Diamond residence are made out of the same tanks.. they relocate it... cool

Less than RM400k based on iproperty.com. Too bad I don't have enough money to pay for the 10%, if not I'd buy a unit.

Bro, Block B smaller layout, Should be sub sale from rm360k

I don't have RM36k in my wallet now.

If can find another place. Still have units lower than this price. Maybe far a bit from you currently staying.

hi peri gor,

which EPF withdrawal still eligible for me ?

i had withdraw my EPF account 2 in few years ago for my 1st house which already fully settlement

- can i apply EPF to reduce my house loan for 2nd house ? option2
- can i apply EPF to pay monthly repayment of my 2nd house ? options 3

i think option 3 is still available for me

Thanks

peri peri apartments also 360k plus... can stay only right? invest cannot right?

mine asking rm380k now before vp,

see how you define investment, by sub sale or rental

subsale, no problem. but rental to cover installment will be hard.

As long as it's accessible via public transportation, then I'm fine with it. I need to gather money quick since cheap houses almost extinct.

you still can choose either. No obligation.

Depends your intention to use the ACC 2 money. use to offset the loan principle (applicable to full or semi flexi only) or you want extra cash standby in your acc for other purpose.

Other purpose means, EPF wont care how you use, but you have to make sure every month you find other ways to repay your loan, any late or non repayment done, they will stop disbursement for option 3.

still got plenty old apartment in Kl if you not so choosy of its condition. Of course new subsale nowaday will hard to swallow. Depends your needs.

you have to target an area of interest, then appoint few agents for the said area, tell them your preferences, they will do home work for you until your satisfy

very very good informations
thanks peri gor

very clear info.