I got my loan quite fast. By HSBC. let me know if u want the contact.

Try their panel banks directly. Maybank, CIMB n Hsbc if not mistaken. Panel banks usually easier as there is not need for valuation or wheter or not to finance the loan. Good luck.

For new property, there is no need for valuation at all. Panel bank simply means that the bank already evaluated the project feasibility, developer capability and get all those registration done within the bank system. Sometimes, the loan/finance department may need each phase of the project to be registered separately. In other words, e.g. even if OCBC is panel for phase 1 & 2, it will not be automatically (from process standpoint) making them eligible as panel bank for phase 3. The bank people still need to proceed with the phase 3 documentation and registration/process to make it available as one of the approved project for loan application.

Once the bank is done up with the registration of the said property, it will take minimum time for approval. Typical loan approval shall be less than a week and offer letter should be ready within 2 weeks from the date of application.

YOu may check what is the real issue, while you can try other bank as well at the same time.