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 Working in Singapore v9, How to save 100k in 3 years to buy HDB?

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Dark NT
post Dec 20 2011, 01:21 PM

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QUOTE(etyms @ Dec 20 2011, 11:37 AM)
Can I apply PR for my wife and kids if they are still in Malaysia?
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I called ICA a few days ago and asked the same question.

Yes you can, as long as you bring all the documents required as stipulated in the application form, only the main applicant needs to be present at the appointment.
Dark NT
post Dec 25 2011, 07:56 PM

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QUOTE(lostintransition @ Dec 25 2011, 07:36 PM)
Hi all forumers;
Just asking, how is the job market in Singapore for a qualified accountant working in commerce and industry? Currently, I am working in Penang as an accountant (nothing special or fancy – just a normal accounting job)...at one of the US MNCs in the electronics field…… and thought about relocating and getting a job in Singapore……

Quite flexible…… can do both financial and management accounting (costing, budgeting)….

Please tell me how the job opportunities are like? Thanks.
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If you are serious about relocating to Singapore, start applying for jobs right now. It could take you months before you get your first interview/job offer. But when you get one, that's the time to weigh the cost and benefits of your relocation based on that particular offer. You won't really get an answer to aid your decision making by asking "how is the job market".

Be persistent and don't give up. If you have friends working in Singapore, ask them to forward your resume to their finance department, you get a better chance for interview. Go to jobstreet and jobsdb, there are many recruitment agencys' contact number/email.

By the way, I am from Penang US MNC too.


Added on December 25, 2011, 8:05 pm
QUOTE(ThanatosSwiftfire @ Dec 25 2011, 07:54 PM)
How's the rental market like in Singapore (as a tenant)? I've been trying to get hold of a 3-unit HDB to rent somewhere around CBD (or at least within 10-15 minutes of it), and prices that are floating around seems to be about 2.5k-3.5k.

Is the price above fair, and is there something I should know about renting in singapore that people don't tell you (or generally overlook telling you)?

Also, how's the cost of living changed in the past 1 year? (because the last time I tried to apply for jobs, i budgeted to spend about 5SGD per meal, is this still applicable?)

p.s. Dear Accountants, stop hijacking the singapore thread. Make your own tongue.gif
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I am renting a 3 bed room unit in Sengkang for 2.5k.
The range 2.5k - 3.0k seems right for units near CBD.

About the precautions, if you can, talk to the residents living near the unit that you intend to rent. Hopefully no gangster or loan shark activities. I mean its generally safe to live in SG but these acitvities still exist!

And I normally spend $3-4 for dinner exclude drinks.
A 2-meat 1-vege economy rice is $3.70 at my area, plus a $1.30 Milo Ice is $5.
And there is a food court chain that gives you 10% discount if you use their prepaid card smile.gif KOPITIAM!



This post has been edited by Dark NT: Dec 25 2011, 08:05 PM
Dark NT
post Dec 25 2011, 08:38 PM

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QUOTE(ThanatosSwiftfire @ Dec 25 2011, 08:22 PM)
Good to know cost of basic foods still okay.

Realistically though, do you spend that little for all your meals (like both for lunch/dinner, every day of the week)?
Do you find yourself getting sick of such foods, because from what I gather from other frens of mine, they all came down budgeting SGD500 per month on food, and after a while they just lose it and start spending like SGD900-1500 a month on foods (at fancier places).
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Well for me, I am not really particular about food. What you said is very true if you have friends who will frequently go dining together.

I am a bit too old and my friends all have family. My family will be moving here next year so I won't have to eat alone anymore. Tingkat (dinner catering) is a good option for my family since my wife will be working. Dinner delivered to your home on weekdays will be around $300-350 per month (for 2 adults and 2 kids).
Dark NT
post Dec 25 2011, 08:51 PM

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QUOTE(Materazzi @ Dec 25 2011, 08:44 PM)
no wonder singaporean kids are thin like a paper or changi airport..
I didn't understand what you and seantang were arguing about, and I certainly miss your point on this as well.
Dark NT
post Dec 25 2011, 09:35 PM

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QUOTE(crazy25kid @ Dec 25 2011, 09:28 PM)
I would advise you to ignore him/her/it.
He/She/It tends to generalize everything and assumes that is the only case and applicable 100% of the time.
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Thank you smile.gif Glad to know that.
Dark NT
post Dec 25 2011, 09:52 PM

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QUOTE(Materazzi @ Dec 25 2011, 09:34 PM)
with your budget on food @ $300/month for 2+2. It means 1 person only spent $2.5/day
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Tingkats only deliver dinners on weekdays, $300 per month means $3.75 per person per dinner.
Dark NT
post Dec 27 2011, 03:24 PM

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And add 7% GST if the agent's company is GST registered.

Dark NT
post Dec 29 2011, 07:28 PM

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QUOTE(deodorant @ Dec 29 2011, 03:35 PM)
pros:
not tied to work permit so even if you're downsized you don't need to leave the country
can buy hdb (non PR can only buy private)

cons:
have to buy CPF
NS for children
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also,

pros : cheaper school fees, public library fees
higher chance of getting a job (many jobs are only opened to citizens and PRs)
your employer will have to pay CPF which you can use to fund your HDB
Dark NT
post Dec 29 2011, 08:55 PM

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QUOTE(heavenhell @ Dec 29 2011, 04:15 PM)
If open Dbs acc need minimum 1k ar?

Edit :went to ask uob, no ep card cannot open acc, i only got the in principal approval letter.
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When I only had my In-principle approval letter, I opened my POSB savings account with SGD500 and my Malaysian IC. I think they needed to see my passport and the letter as well.
Dark NT
post Jan 8 2012, 10:47 PM

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QUOTE(Materazzi @ Jan 8 2012, 09:38 PM)
Or this one, she worked 7 yrs in KP and become a senior manager, in commercial, with only 7 years I doubt you can achieve senior manager.

http://www.linkedin.com/pub/ratna-widjaja/22/69b/8a5
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These people become CEO/FD/FC/SM because they are capable of becoming one. Not because they work in Big4 or commercial.
Dark NT
post Jan 31 2012, 10:13 PM

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Anyone knows of any premium/special bus service that goes directly from Sengkang to Clementi?

Taking MRT + public bus takes about 1.5 hours... I have been searching online with no results. But I know there are special bus services that are not online.

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