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 Working in Singapore v9, How to save 100k in 3 years to buy HDB?

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seantang
post Nov 27 2011, 11:31 AM

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QUOTE(Materazzi @ Nov 27 2011, 04:35 AM)
high standard of living but they need to work till death, people in malaysia can retire at 50 yrs old live comfortably in penang. Most Singaporean cannot do this in singapore.
You are generalising too much. Most people in Malaysia cannot retire at 50 and lead the lifestyle they want. Some can but most can't.

Same for Singapore. Most people can't retire at 50 and keep their lifestyle, but some can.

Your observations are selective, your conclusions are prejudiced by your biases and you randomly make motherhood statements that are supposed to represent an entire population when your knowledge doesn't extend beyond the narrow area that you have come in contact with.
seantang
post Nov 27 2011, 06:19 PM

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QUOTE(Materazzi @ Nov 27 2011, 05:40 PM)
why do people in malaysia not be able to retire at 50? If they choose to retire, I think they should be able to retire with the cost of living in penang very cheap.

Why do people in singapore not able to retire at 50? If the choose to retire, I think they should be able to retire with their income in singapore very high.

seantang
post Nov 27 2011, 08:50 PM

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QUOTE(Materazzi @ Nov 27 2011, 08:06 PM)
cheap chap fan meals are currently my daily food. I don't think we will eat many meats in our old days.Foods in penang is quite clean like food court/hawkers in sg.
I only go to restaurant once a week on sunday.

That's only you. All retirees want to live like you? Or you just assume your lifestyle represents all Malaysians and Singaporeans?

Besides, you can easily get S$3-4 chap fan in Singapore. Actually $2 also can.
seantang
post Nov 28 2011, 04:02 PM

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Does anyone have any idea where to buy mSATA SSD in Singapore? Want to install one as a boot drive in my Lenovo notebook. Have to ask around in Sim Lim or Funan, or is there a good place to go?
seantang
post Nov 29 2011, 11:39 PM

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QUOTE(SYL17 @ Nov 29 2011, 11:15 PM)
+65 is the official code, whether landline or hp line.
02 is a shortcut, meant for telephones at home, where u dun really get to press "+"
02 is the area code for Singapore, just like 03 for Klang Valley, 05 for Ipoh etc. This is known as STD (Subscriber Trunk Dialling) or area call / trunk call. Today, years later, you can still use 02 to call Singapore from Malaysia using Telekom fixed line. Not sure if MY mobile phones can still use STD. No idea if you can still use your SG fixed line to call 03 for KL, 05 for Ipoh etc. SG mobile phones cannot and have to use IDD.

65 is the IDD code for Singapore (International Direct Dial).

+ is the IDD access indicator for mobile phones... basically tells your phone that the next 2 or 3 numbers is an IDD code. Dialling 001 in Singapore and 00 in Malaysia from a fixed line performs the same function. In SG, it's actually cheaper instead to use service provider specific IDD access codes like 018 for Starhub to make IDD calls, rather than + or 001.


Added on November 29, 2011, 11:43 pm
QUOTE(mercury8400 @ Nov 29 2011, 11:30 PM)
Somehow SG girls like white dudes. If the handsome tom cruise or brad pitt look alike it's ok lar but i have seen many hot chics (the ones that could easily win top 3 spot in beauty contest) holding hands wif a super fugly white guy. Dunno why????
SPGs are attracted to expat packages. Fact of life that angmohs in SG are in SG only because their companies pay a premium to bring them here. You seldom find average angmohs coming to Singapore on local pay to do average jobs.

This post has been edited by seantang: Nov 29 2011, 11:45 PM
seantang
post Nov 30 2011, 12:06 AM

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QUOTE(Materazzi @ Nov 29 2011, 11:44 PM)
Too bad, What I saw the ang mohs with expat package mostly have hot chic blonde wives.

How about ang moh who teach in primary school? expat package? most single ang moh in sg like to have minah gfs, they say minah jambu are exotics..minah jambu what I said is the 'indon maid look'
I don't seem to meet those angmohs like the ones you describe. Same like I don't meet many Malaysians who retire at 50 to Penang, nor do I meet many Singaporeans who cannot afford to retire at 50. I also don't meet many retirees who count their retirement packages in terms of the cost of chap fan.

Long story short, I think you're over generalising again, and yet again, asking other people to explain your narrow observations or else accept them as universal truths.


Added on November 30, 2011, 12:10 am
QUOTE(SYL17 @ Nov 29 2011, 11:53 PM)
thanks for the info. but abit strange why msia choose 02 for singapore when johor is 07.
Same reason why Ipoh is 05 when KL is 03. Instead Penang is 04.

QUOTE(SYL17)
anyway its not true angmohs in sg are there with a premium. i have quite alot of ang moh frens in sg and i can tell u most of them are earning
not far from sg guys. But yes, quite alot of ang mohs in sg have high flyer jobsĀ  like CEO, CFO, COO, Consultant. TheirĀ  companies are not paying
them a premium. Its just that they are retaining their pay grade in their original currency, when they are transferred to sg. Many are brits, americans.
to round off, u are right, the ang mohs will get a job faster, and more money than us. a white in a company look better than a chinese.
thats what me and my ang moh frens agree. (provided they are good at their work la..)
Your assumption is based on having quite a lot of angmoh friends. Mine is based on approving quite a lot of angmoh expat claims and expenses. Expat packages are very expensive. An average expat in Singapore costs my company around US$300K per year, excluding payroll costs.

This post has been edited by seantang: Nov 30 2011, 12:13 AM
seantang
post Dec 1 2011, 11:48 AM

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QUOTE(ivanswk @ Dec 1 2011, 11:11 AM)
Toyota 86 coming to Singapore mid-2012  drool.gif

With a top speed of 230kmh, the car will be priced to a college graduate's starting salary to attract young buyers, Bloomberg quoted Toyota's chief engineer, Tetsuya Tada, as saying.  rolleyes.gif
Got one more sentence leh...

"However, Singapore prices for the 86 have yet to be confirmed."

Me... I think it'll be priced near the Civic Type R/Megane Sport/Focus ST/Golf GTi/RX7 etc to be competitive. So,... 160-180K. If they decide that it's a premium product due to its 86 badging, it could be even higher at Evo X SST, S2000 type pricing.



seantang
post Dec 1 2011, 12:05 PM

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QUOTE(crazy25kid @ Dec 1 2011, 12:00 PM)
As if you can hit that speed in Sg.  laugh.gif  laugh.gif
Highway pun 90kmh nia.  sweat.gif  sweat.gif
A car that has 200+hp is about a lot more than just top speed. It's also about acceleration, ride and handling. The feel of driving a powerful car, even when driving slowly, is very different.
seantang
post Dec 1 2011, 09:03 PM

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QUOTE(deodorant @ Dec 1 2011, 06:54 PM)
Anyway the 2011/2012 Asia's Top 20 restaurants in the Miele Guide ... SG has 5 restaurants. Any of you high flyers with corporate card eaten at any of them before?
I've only been to Iggy's.

Food's good, if you like that sorta couture cuisine (and you don't mind the waiter repeatedly interrupting your conversation to explain the course and incessantly asking how's the food). Small portions, huge plates and lots of useless artsy fartsy drawings using jams, sauces and condiments on the vast empty portions of the said plate. Personally, I don't see what's the big deal about Western fine dining. IMHO, very little value for the price paid.
seantang
post Dec 2 2011, 05:18 PM

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QUOTE(junky_89 @ Dec 2 2011, 05:12 PM)
Hey, I have just received an invitation of interview at singapore.
The venue of interview is located at mcdonalds.
I felt that it is very weird.
Did anyone tried before?
Should I go?
Thank for everyone's advice.
Since you're interviewing to be a McDonald's crew member, that's not so weird lah.

seantang
post Dec 2 2011, 07:08 PM

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QUOTE(junky_89 @ Dec 2 2011, 06:39 PM)
I'm not interview with mcdonald crew member. is another company.
Oic. If that's the case, I only know of 2 situations where they want to hold interview at McDonald's. Both are very dangerous situations. But you shouldn't worry, because based on what you have described about your job and that company, it will not fall under those situations.

This post has been edited by seantang: Dec 2 2011, 07:08 PM
seantang
post Dec 4 2011, 12:07 PM

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QUOTE(rickysim84 @ Dec 4 2011, 05:53 AM)
The company owes you the 29 days IF you are a DAILY WAGE worker who HAPPENS to be paid on a (calendar) monthly interval.

Most professional or graduate grade staff are paid calendar month salaries. Your salary in your employment contract is denominated by calendar month.

I'm not sure what local Singapore law is, about AWS. In my company, AWS is paid to employees on payroll as at the 25th (pay day) December. So as long you're still on payroll on Dec 25, even if serving resignation notice, your December paycheck will be 2X your monthly salary. No pro rata if you resign too early. Funny thing is our bonus is prorated however. Maybe because it's actually a separate annual global contract which has it's own dates and criteria.


Added on December 4, 2011, 12:10 pm
QUOTE(bellion @ Dec 4 2011, 10:36 AM)
I laugh at your idiotic efforts in trolling Singapore and you don't need to send me anymore PMs to ask me to ease off on you because I won't.
+1

Like


This post has been edited by seantang: Dec 4 2011, 12:10 PM
seantang
post Dec 4 2011, 07:17 PM

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QUOTE(Materazzi @ Dec 4 2011, 07:05 PM)
look at tin pei ling la.. at least in Malaysia, nobody can be her at 27 yrs old haha.
Khairy, Mokzhani, Mukriz, Ling brothers, Nurul etc, and all those tengkus and whatnot kerabat eg. Naza, Gamuda... ring a bell?

This post has been edited by seantang: Dec 4 2011, 07:22 PM
seantang
post Dec 6 2011, 12:04 PM

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QUOTE(keelim @ Dec 6 2011, 09:37 AM)
food + groceries @ 1.3k?

Must be a lot of fat & calories in there...
Not really leh. Depends on how you eat. My lunch is typically between $10-15 (Jack's Place, Crystal Jade Kitchen, bento lunch etc). Even if it's chap fan, a nice piece of fish, meat and 3 veges will cost $6-7 bucks. Including a drink, averaging about $30-40 a day for 3 meals. Then each weekend, my groceries will be about $50-$100. And if go to nice restaurants and have a durian weekend... the it all goes to hell.

This post has been edited by seantang: Dec 6 2011, 12:05 PM
seantang
post Dec 6 2011, 01:03 PM

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QUOTE(mercury8400 @ Dec 6 2011, 12:31 PM)
Walau this one really extravagant lunch. How is it even possible to finish 1 fish, 1 meat and 3 veggie chap fan??? I max max also 1 meat and 3 veggie for S$3.50....anything more stomache also burst..
Don't eat the rice lah... or eat less of it.

seantang
post Dec 7 2011, 08:21 AM

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QUOTE(RabbitS @ Dec 6 2011, 11:32 PM)
i dont know... i guess sometimes guys when they are drunk they can be rough

i had worked 4 years as promoter already... a little tired, thinking of changing job... currently promoting loreal cosmetic, thought of joiningSIA to be a stewardess.. good idea?

To be frank, if you feel you're not steady enough to handle a bunch of forumers at Hard Rock in Singapore (lots of busybodies who are not shy to call a responsive police dept),.. you certainly won't be able to handle all those buayas esp. pilots, crew supervisors and stewards etc. If you're good looking and not confident & world-wise, very high possibility you'll... regret your first layover.
seantang
post Dec 9 2011, 08:46 AM

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QUOTE(bellion @ Dec 9 2011, 12:19 AM)
I am reporting this dopey for trolling.

For trolling and for trying to get forumers to do his school homework.
seantang
post Dec 11 2011, 11:27 AM

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QUOTE(Murusundram @ Dec 11 2011, 10:11 AM)
I am only doing master. Not qualified for phd.
Truly a scholar.

A self-proclaimed bachelor's, CPA, CA and now pursuing a masters in a field where you seem to be studying the very foundations of international socio-political-economic dynamics. On top of that, your opinion is that only your opinion represents public perception, all employers and entire countries. Don't worry about the PhD. An honourary one is on the way.

Lee Kuan Yew's looking for someone like you. Seriously.

Materazzi... I think you've found the idol you've been looking for.

This post has been edited by seantang: Dec 11 2011, 11:31 AM
seantang
post Dec 11 2011, 03:58 PM

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Everybody works for a living, no free lunch and uncompromising respect for ALL religions...

I don't see a problem... do you?

DAP out to turn Malaysia into another Singapore, says Ezam @ Sat Dec 10 2011
seantang
post Dec 11 2011, 05:58 PM

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QUOTE(Materazzi @ Dec 11 2011, 04:51 PM)
what idol??! From the past until present I'm still loving you my love
cool.gif

May you and the troll make many beautiful babies notworthy.gif


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