Not necessary.
Best to ask the counter when you buy tix.
Some have a final stop at diff places....some has extra stops....some get off at immigration (I get off at woodlands )

Oooo....never knew that.

i try my hp it din work, so i guess only for land line
now everybody know i am from the land line era

Erm, what I want to ask if, if I exceed the limit and reach the SGD30 dollar cap, can I still continue connect to internet? For example sgd 30 is for 800mb data, but what I wan is more that 800mb exceed, so can I still connect to internet if I using the data more that the cap 30 limit can give me (800mb). Or I will enjoy unlimited access when I pay the 30sgd. Hope U can understand what I try to say.

Just say it the Singapore way : Bo chap.

I thought they spell it as 'bochup'

Wow v9 ad. Addition with the title of "How to save 100k in 3 years to buy HDB?" @'@

I saw that too, and wishing silently, patiently for the answer.

Waiting patiently is not the answer. All you have to do is save 2800 a month in the bank and at the end of 3 years, you will have 100800. The answer is work harder, work smarter and earn enough to save 2800 a month. Waiting patiently for the answer to fall onto your lap is...

market dropping now...

eyeing UOB and SIA counters... Any takers?

This is not a good way... U need to how to invest too... perhaps in shares to achieve that $100K faster.

Having said that, $100K (RM240K) is not much nowadays compare to property prices. A decent house in KL nowadays around RM600K or in SG is approx $350K for a family of 4 to live comfortably.

Try to target $200K in 3 years (approx $5.5K savings a month). U can achieve this amount if your company pays you about 4-6 mths bonus a year + u know some tricks...

This post has been edited by Jurlique: Nov 23 2011, 12:46 AM

Risk and return.

Shares are a good way of MAYBE getting 100K after 3 years. But also maybe not, especially in the last 5 years or so.

Anyway, I was focusing on how to GET money, not how to invest it. You have to have money to make money.

This term => ['You have to have money to make money '] are likely applies on investing..
However with the fixed income/salary job the only way I guess is to invest. Work is still a work for them.

Hi everyone, newbie reporting in

Working as lab tech in Jurong Island.

Nice to meet ya all.

Glaxosmith kline?

Yes you can still connect...that is why it is called the "No bill shock".
Unless you go dl movies/series, 12GB is not that easy to exceed.

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Added on November 23, 2011, 9:31 amyou MAY also lose the 100k faster.

This post has been edited by crazy25kid: Nov 23 2011, 09:31 AM

from malaysia landline jz dial 02-xxxx xxxx
from malaysia handphone dial +602-xxxx xxxx or +65 xxxx xxxx

well, both are not in its native dialect writing but they are commonly used in SG.

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Added on November 23, 2011, 10:51 amAssumed 100k is what you need to pay for the downpayment of your selected HDB in 3 years time;

to buy HDB you need 2 person, so split 50% 50% each person only need to save 50K in 3 years or $1389/month for the next 3 years.
Part of the downpayment can be deducted from CPF so your CPF count too, so saving $1k cash/month for 3 years should be enough for the down payment. Monthly installment is by CPF, can split 50,50 among the couple so your cash flow will be better after you move in to your HDB and stop paying rent.

Some couple use up all their money to buy HDB but still want to "show off" their new home by signing up renovation, buying furniture on credit term beyond what they can afford.. end up with card debt. No pity on them.

Good luck for those who bought the HDB during the high time not too long ago, the price is just too unrealistic and it will come down in coming years. Save your money now and wait for the right time. I bought mine at the end of economy downturn, paying much less from those who bought it before the down turn.

never believe what the agent say about the HDB price will go up forever.





This post has been edited by r1v3r: Nov 23 2011, 10:51 AM

Getting ready soon to enter the field~

Hehe...good advise for me.
Just curious, property prices are highest during bad economy?

During bad economy, ppl prefer to keep certain commodities which are not as volatile as cash such as gold, silver and property to mitigate the loss of value of said commodity.

Could ask those who have a finance background since im not and i barely passed my accounting subject during SPM.

This post has been edited by crapp0: Nov 23 2011, 11:21 AM