It means you did not read previous post thoroughly.

I went to PBB checked already, the spreading is too much which is around RM7, but with the best benefit to trade gold online from 9am to 4pm business days. However, consider invest 100g@RM200, you losses RM1400 immediately.
Compared to Sg, the spreading using UOB Sg is surprisingly as low as S$0.20 only. However, UOB Sg incurs charge which is 0.12g/month or 0.25%/year whichever is higher. If you are small kaki, then not worth to invest gold with this scheme, but if you are big kaki can easily buy >100g every time, pls consider come in Sg to invest gold instead of in Malaysia cause the spreading charge in Malaysia simply too high already. Looking at long term investment and if you stay in JB south peninsular, you may consider to do that. Somemore, dollar conversion to RM may get higher over the next 10 years.
Btw, I work in sg, and planning to buy some lately. These were my findings to share here.

Still not really get it...why bother about paper or physical gold? Unless u have no confidence with the banks, or else I cant find any reason to own the real gold. Correct me if I am wrong.

Yes, UOB MY is the best, but I consider the fiat sg dollar will rise further in future compared to RM. So probably will invest in both countries, big portion in Sg, small portion in MY, due to maintenance fees and currency exchange rate. Hard to find the balance....

If you are that good in prediction, why you still working in bank?

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Added on January 1, 2012, 6:07 pmI just bought 35g at RM166.5 paper gold then bought another 36g real gold necklace @S$67/g at 2nd hand jewelry shop, 2 weeks ago. Thinking of both ways to hold the gold investment, paper and physical.

A question here, what is the best way to let go real gold on hand, which is unlike paper gold, must sell back to bank?

This post has been edited by alex_quah: Jan 1 2012, 06:07 PM