From my point of view, if you want to buy this. It is better / have to buy in CASH rather than loan.

As the first 3 years GRR is quite important for the investment return... and after 3 years the environment will be more "mature"...

I still tengok-tengoking.... Jan 2012, all the Bank need to follow BNM new rule. Believe the loan will be harder and harder.

Hopefully there are having more "rebate" or "goodies"....