I earned more than RM5k also, but drive local car only, at least fully paid. Intend to change my car also and see alot of people use annual salary per annum to decide what car you can afford. I use a different formula, I choose the car I want (RM90k car), calculated the installment payment and then see whether for the next 6 months, I can SAVE that amount, meaning assuming that amount is paid out as car installment. In the end, I only managed to save half of that amount, meaning I can't afford that 90k car.

So, I just continue driving my old car, even the driver seat got tear off now, but never minds. Yes, occasionally you will have friend or colleagues asking you to change car because you are a manager or director, but those people just like to talk nonsense, you must train your mental brain not to be influence by someone else.

Go and see the jam everyday from SG to JB first, used to work in SG 2 year back and my fren last time from JB worked up at 5.30am and start journey at 6am, reach office at city before 9am only.

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Added on November 1, 2011, 10:51 pmIt is true, i have a fren working in insurance industry also, when he brought honda car, the manager scold him why he didn't buy BMW. They always talked about motivation, having pressure to pay the installment also made you work harder, i guess that their trade.

This post has been edited by madcow1: Nov 1 2011, 10:51 PM