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Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.
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zeist
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Dec 4 2011, 05:55 PM
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Hey guys, may I know which bank currently having promo with the highest FD rate? Latest promo and FD rate as of Dec 2011. Urgent! Thanks a lot. Is Bank Rakyat the highest for now? I want to try their 12 months commitment. Someone please advise. Planning to dump in large sum of money (5 digits only). Please advise the best option. This post has been edited by zeist: Dec 4 2011, 06:02 PM
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zeist
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Dec 25 2011, 02:08 PM
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Waiting for 3rd Jan 2012. Will head to Affin.
Affin bank 3.6% quite good.
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zeist
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Dec 25 2011, 02:12 PM
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QUOTE(gsc @ Dec 16 2011, 12:12 PM) Called UOB, rate as mentioned above. HLB promotion 6 mth - 3.5 %, 12 mths -3.85% The catch is RM10k must be locked in 4 mths in saving or current account (if deposit 10k to 199,999) OCBC 3mths - 3.5% I can't seem to find both UOB and HLB rate. Please advise me the best option to dump RM50,000 for FD (12 months tenure). I am going to apply banker's cheque soon and on 3rd Jan, 2012 will open one.
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zeist
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Dec 25 2011, 06:55 PM
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QUOTE(Gen-X @ Dec 25 2011, 05:25 PM) Just walk into any UOB branch and you'll get 3.75% for 12 months FD promotional rate for fresh funds above RM10K. For HLB, call the branch most convenient to you on 3rd January 2012 to see if there are any promotions for FD. Call OCBC too. UOB 3.75% is until Dec 2012? I approach OCBC few weeks back, their 3.8% only 9 months. Some are not 12 months tenure. Now I have two on list. Affin or UOB.
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zeist
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Dec 26 2011, 08:23 PM
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Affin Bank here I come.
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zeist
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Jan 3 2012, 08:56 PM
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Blardee fool it took me 3 hours to get a banker's cheque today, what da....
Must be the ASB thing.
Anyway I need to go to the bank again tmr for my stupidity. I wrote wrongly on the paper lar, they printed out not what I wanted. ahahahhahaa (*#@)*#@()!*@#. but guys, I didn't pay RM5.00 for my the banker's cheque @ Maybank. Muahahahahahahaha. Tmr I just pay RM2 for correction. I tot got FREE stuff today but I cross check again aiya....
I don't want Affin bank.
I am placing all on my sis account (a bank staff), which bank I don't want to disclose lar. (3.8% per annum). It could be more than 3.8% but I don't want to ask. 3.8% is very good. Bestest already what.
This post has been edited by zeist: Jan 3 2012, 08:58 PM
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zeist
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Jan 4 2012, 08:01 PM
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Reprint a new banker's cheque today and proceed to open FD. Sis told me is 4.1% p.a (could be more than 4.1% OR this could be the max for normal FD). There is another longer tenure that is 3 yrs at 4.6%. Look at the huge difference lar lol. This is strictly for bank staff only. No need 12 months tenure with no minimum deposit lar. Her account already way too loaded because many of us dumped in all our life savings. This post has been edited by zeist: Jan 4 2012, 08:02 PM
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zeist
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Jan 26 2012, 10:13 PM
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hehe I nearly dump all my savings at Affin Bank but luckily I double check.
lucky to have a close family member working at some bank.
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zeist
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Mar 9 2012, 11:01 PM
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QUOTE(hankeymeal @ Mar 7 2012, 10:24 PM) My foreign friend has 400K in CIMB FD account 3.6%PA. He asked me are there any bank that offer more like 7%. He want to put 1.5M. RM500K can get 6% 3 yrs tenure <--- Got it from a manyzer friend @ OCBC. 3.6% tell the bank fella to go fly kite la.
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zeist
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Mar 10 2012, 11:09 PM
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QUOTE(BoomChaCha @ Mar 9 2012, 11:27 PM) Can provide more info please..? Added on March 9, 2012, 11:33 pm6% for 3 years tenure..? It seems too good to be true....?? Is it pure FD? Or does it need to participate in some investment plans like uni trust? Do you have more info about this 6% FD rate? Thanks QUOTE(spikeman @ Mar 10 2012, 03:27 AM) Sounds to good to be true. RM500K for 3 yrs tenure why not. I am not sure about the detail part but no risk involved. RM500K is the minimum amount to start. <--- This one no talk cock. Btw, I open FD under my sister's account (bank staff) @ 4.1% per annum. I put RM1K, 5K, 10K, 25K, 50K, 100K also @ 4.1% per annum. This post has been edited by zeist: Mar 10 2012, 11:10 PM
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