Noted. Thanks Bro.
click here for OCBC Promo T&C

or click below link to my blog, just updated it.

Latest Fixed Deposit Promotion April 2012
Talking about AUD FD, got me interested as my daughter is expected to go downunder  for her B.Sc. OCBC offering 8.67% for 1 month and their rate for 6 months at 4.58% not too bad. But, who knows what will the exchange rate be down the road.

Was looking at Melbourne banks, the term deposit rates really varies between banks. Maybe I will go do some research and post an article on AUD Term Deposit Rates. Can someone please give a the list of banks in Melbourne that have many ATM around besides NAB, Commonwealth and Bank of Melbourne. 

Earlier it was mentioned 6.5% for BankWest but max AUD500 deposit a month.
For OCBC, it is a Fixed Deposit Promo and minimum deposit RM10K

If you transfer online, there will be a limit. If you want to transfer an amount more than RM5k, then you have to do it over the counter. The fees is cheaper online. For HL, if you do it over the counter, we call it RENTAS. That will cost RM14/transaction.

Sorry bro, pm me if u get RM300 back with the above arrangement. I will transfer additional RM300.00 to ur account.

dont worry just me pm me the details upon maturity. 

A simple calculation for our benefit.

1. Lets assume your total CASA for April is RM0.00
2. Total dep for May is RM36.5k/31 days = RM1177.42 day end balance therfore not qualified. Period...

i said simple n sure boh..

assume u deposit RM36,500k on first of May = 31 days =ADB = RM1177.00 only mah

This promo is suited for those not able to join the min. RM50k Step-Up program

30k +10k in casa ,so total 40k?

the tracking period is also used to monitor your fund, ie did you move from FD to saving account.

I just opened the step-up FD on 3 May and get to know this cash back on 4 May through this Forum. I was thinking of withdraw as CASH from my FD today and deposit RM30+k into saving account. But the bank staff said bank will monitor the fund movement and capture it as NOT a new fund (even though I bank in as cash) and hence not entitled to the cash back.

The cash back will be given on 15 Aug, she advised to withdraw money only on 1 Aug.

As we need to perform at least one transaction per month, we need to have enough money for 3 transactions to maintain the balance of RM30k.

I am confused here some members said just deposit on RM30k on 31 may and one said RM46k, whiich one is right?

It seems that the bank favoured new account holder, should have closed my e$aver earlier as it will affect my daily balance

Just received my 1st payout of interest for SCB Step-Up FD program...
First interest based on 31 days.
Second interest also based on 31 days (strange)

When was your start date ?

I don't think so...unless u want to link the FD to a current/savings to credit the interest...otherwise it makes no sense

My tracking period for the rm300 cash back promo is from 29-may to 31-july but the bank officer just told me not to withdraw until 29-Aug just to be sure. they can't understand their own TNC. Now need read up and bring the tnc again and go back to argue. Just hate this.