I have available fund of RM10K, which bank fixed deposit is giving the best rate??? Please advice, thanks!
Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.
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 Jun 29 2012, 11:41 PM
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3 posts Joined: Jun 2012  
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Jun 30 2012, 09:51 AM
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Dear Gen-X,
The RM10K is consider extra money I have, currently I only put it in cimb normal saving account, was thinking the interest in saving account is low, want to get higher interest by fixed deposit, duration is depend on which fixed deposit offer is good. At first thinking of maybe 3 months or 6 months fixed deposit, don't want to be too long duration as well, max is 12 months. Please advice. Thanks!  This post has been edited by shohoku11: Jun 30 2012, 09:58 AM |
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Jul 4 2012, 06:34 PM
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QUOTE(Gen-X @ Jul 4 2012, 10:02 AM) Bro, I just reread the OCBC SS T&C. Another condition need to deposit RM1K every month to get 3%, if deposit 0 - RM49.99 get 2.5% and deposit RM50-999 get 2.85%. If I plan to put rm10k in the OCBC combo, I need to open another SMart saver with min rm1k to entitle for 3%, and continuously need to top up rm1k for the whole 3 months. Please correct me if wrong. And yes, you are right, now the initial opening amount for OCBC SS is not RM3K but RM200. Confirmed, can open Smart Saver for Combo Promotion. So I guess I have to deposit at least RM50 into SS for the next 2-3 months, haha. To ALL: I highlighted the benefit of OCBC Smart Saver Savings Account at my Fixed Deposit Page, but the terms and condition link is the old one as the new T&C is not published yet at OCBC website.   What about if I want to deposit rm20k, how much minimum I need to put in Smart saver account to entitle 3%?  Thanks,Also may I know when the OCBC offer end? This post has been edited by shohoku11: Jul 4 2012, 06:39 PM |
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