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Fixed Deposit Rates in Malaysia V2, Read 1st post to find highest rate.
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gsc
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 Jul 30 2012, 01:36 PM
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QUOTE(Macrusin @ Jul 30 2012, 10:21 AM) OMG, didn't notice "per annum" So the maturity date will be ended after 3months? What if I want to continue, the rate will back to normal isn't it?? before maturity, follow up in this forum ......welcome on board on musical chair ...... if for only 10k and you foresee not going to use the money in the next 12 month, then place in 12 month FD |
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gsc
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Jul 30 2012, 10:09 PM
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QUOTE(magika @ Jul 30 2012, 10:08 AM) Between age 50-60 48,023 did not make it out of 130,135 mortality rate which is equivalent to 37%..  In the company that I work for mortality rate for those under 50 is very, very high. Figured if I can make it pass 50 then 60 wont be a problem...he..he.. Thats why me n my better half went for full medical checkup just in case.. too bad, no data for 55-60 range. however with the assumption older age will pass away earlier, it is safe to assume that the mortality rate is even higher than 37% for 55-60 range. In that case government shouldn't raise the age limit to 60 yrs old for full withdrawal. The mortality is strangely higher when the average life span of Malaysian is male 72 and female 76. If your company mortality is v very high for those under 50, it sounds like a dangerous occupation? |
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gsc
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Jul 31 2012, 12:56 AM
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QUOTE(cherroy @ Jul 28 2012, 03:37 PM) Can't find the info for this one, mind please post the links or details? item 3.4.1.... http://www.ocbc.com.my/docs/pdf/Q2%20T_C%2...201June2012.pdf |
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gsc
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Jul 31 2012, 02:13 PM
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QUOTE(cherroy @ Jul 31 2012, 10:49 AM) Oic, CASA linked. Personally I do not like CASA linked (which CASA amount need to be earmarked), as it complicated personal cash management issue. Need to remember the amount being earmarked. Quite troublesome, if account got plenty of activity. Why can't banks just make it straight forwards? The saving combo at this moment does not state that you must keep the money in saving account |
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gsc
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Jul 31 2012, 06:26 PM
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QUOTE(magika @ Jul 31 2012, 12:10 PM) can elaborate on the insurance.. thanks. Am Bank FD for senior citizen (50 and above) provides insurance up to maximum RM25k (provided you have RM25k in your FD). There is a maximum age limit which I cant remember how old. |
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gsc
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Aug 1 2012, 12:23 AM
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QUOTE(magika @ Jul 31 2012, 10:56 AM) Yup, thats why has to belanja Starbuck cofee virtually for some kind soul to simplify it.. Not necesary riskier job= Big money.. Nowadays all sorts of compliance documents plus answering NC (non compliance) queries plus plus all sorts of audits (more than 6 per year) plus all sorts of certification plus plus all sorts of meetings plus all sorts of reports = no actual work done = hypertension + heart problem.. the ISO certification is actually helping the company established the essential system to meet international requirements......but many MR (management representative) misunderstand it and end up the means to the ends become ends themselves. This post has been edited by gsc: Aug 1 2012, 12:23 AM |
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