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Private Retirement Fund, What the hell is that??
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pustapazik
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Sep 22 2014, 04:13 PM
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Getting Started

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if can afford usd$500/mth, can put into Investor Trust Assurance 15yrs savings plan, capital protected, potential upside unlimited, historical payout 12%-14%p.a., (guaranteed 4.3%p.a. worst case)
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pustapazik
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Sep 22 2014, 04:57 PM
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Getting Started

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QUOTE(wongmunkeong @ Sep 22 2014, 04:30 PM) wow.. seriously? Cayman islands and see the red fonts below from it's website. " Welcome to Investors Trust The information provided on this website is not intended for distribution to, or use by, any person in the United States or in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject ITA, or any of ITA’s products, services or affiliates to any authorization, registration, licensing or notification requirement within any jurisdiction in Latin America, the Caribbean, Asia or elsewhere. The website has been created for informational purposes and is intended to be accessed or used only by authorized insurance salesmen or current policyholders that are resident outside of the United States. " U must be either very wealthy and not mind the risks involved or very knowledgeable to manage such, to invest in this  They're members of the Malaysian Financial Planning Council, http://www.mfpc.org.my/membership/corporate-membersIf they cant be trusted, why should we trust other members in it too?
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pustapazik
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Sep 22 2014, 06:08 PM
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Getting Started

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QUOTE(wongmunkeong @ Sep 22 2014, 05:11 PM) yup, so they are so is Handsard Group - a huge mis-selling by an consultant to my sister, locked-in 5 years and current losses in USD10K+ the devil's in the T&C + mis- or appropriate selling. BTW, that ITA scheme you're referring to - is it PRS approved? ie - tax relief and stuff? or just suggesting an alternative to PRS? Wahh how come losses usd10k? But no doubt I don't prefer Hansard as they do hv some hidden charges. ITA very transparent, charges explained in details. Not sure the scheme got tax relief or not. only know It's under offshore platform, roi is tax free
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pustapazik
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Oct 1 2014, 07:45 PM
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Getting Started

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Need to be prepare incase another currency crisis hit like 97/98, balance ur portfolio. Don't put everything in RM only, diversify to foreign currency too
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pustapazik
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Oct 3 2014, 11:26 PM
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Getting Started

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QUOTE(sylar111 @ Oct 2 2014, 04:18 PM) What if I told you that this time the currency crisis may not just be an Asian one. Nobody know, just be prepared :-)
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