Anyone know of any low risk fixed income MMF like PRS? Something like KDI Save for PRS?
Private Retirement Fund, What the hell is that??
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 Jul 12 2024, 01:39 PM
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826 posts Joined: Sep 2011 
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Jul 12 2024, 04:13 PM
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#2
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826 posts Joined: Sep 2011
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QUOTE(Ramjade @ Jul 12 2024, 02:30 PM) I won't bother even if got mmf type of funds. Why? You cannot use the money or withdraw it unless you want to incur 8% penalty. Better to let it grow and withdraw a meaningful amount at 55 years old. Yes, maybe you're right. I'm just a little hesitant with how quickly the market has gone up since COVID. I feel that a major correct is coming. But since can't with until 55 I guess doesn't matter. Might as well just lump sump 3k into Easy50.But that's just me and my thinking.  |
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Oct 7 2024, 11:25 AM
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826 posts Joined: Sep 2011
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Is this is right time to put RM3k into PRS for tax deduction? Or will there be better deal later?
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Oct 29 2024, 07:40 PM
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826 posts Joined: Sep 2011
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QUOTE(Ramjade @ Jun 24 2024, 09:44 PM) Why? Very simple. I'm looking at the factsheet for both 2050 and 2060 Class C and it seems like 2060 has slightly more overseas exposure. Principal Global Titans Fund MYR exposure in:Look at the returns. Easy 50 give better returns Vs Easy 60. Also Easy 50 have I think more overseas exposure. I don't care about selling goff early. By 2059, likely got better fund. Pick whichever you like. I like 50 over 40 or 60. - 2050 is 27.53% - 2060 is 27.90% 2050 factsheet: https://www.fsmone.com.my/admin/buy/factshe...etMYCPRE50C.pdf 2060 factsheet: https://www.fsmone.com.my/admin/buy/factshe...etMYCPRE60C.pdf Does this mean that 2060 would be better for more overseas exposure? |
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Oct 6 2025, 06:06 PM
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#5
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826 posts Joined: Sep 2011
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FSM One PRS RM40 cashback promotion announced https://www.fsmone.com.my/article/339501
 Deposit now or wait a bit till year end? |
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