Folks,

Tax rate in Malaysia is so low that is it worth the effort to invest on PRS??

A) You get locked down. You cannot get your money before you retired. And, the government can always put the retirement age later and later.

B) You have to invest on UT with all the associated fees.

So, is it PENNY WISE but POUND FOOLISH to invest on PRS??

Please correct me if I am wrong in (A) and (B).

Dreamer